Thanks - I have claimed the PAYE allowance for myself. My understanding is that because my wife's income is not PAYE it cannot be claimed as it is not a transferrable allowance.
I am just putting her income as 'fees', as it so small - is this correct. I don't think there is much point doing...
I should add that I think the SRCOP is not being increased - the system is allowing €45400 at 20%, I thought that we would be allowed up to an additional €27400 at 20% (the increase), so the €1.6K should be charged at 20%?
Hi
I am filling out for 11 online for the first time, so this all very new having been PAYE all my working life.
I am PAYE and earn approx 93K pa after pension etc. At the moment I take the married tax and other credits.
I am not sure if we can claim the home carers anymore.
My wife...
Just one point to make on the AMRF - my understanding is that the minimum income requirment is now €18K, but a change to the rules for AMRF is that if you meet this income requirement before age 75, you can convert the AMRF to an ARF. In the past the AMRF was not available until 75.
I need to submit a CG1 form to record my losses on a sale of shares for 2009, I only had one sale of shares. I am not familar with the whole process, as this is first time I've sold shares.
The deadline for this was 31/10 - can it be done online (I have PAYE online), or am I too late to...
It is not likely this will be allowed - the Self Employed pension is established on the RAC regulations and these did not allow transfers to occupational type arrangements.
Thanks for the reply. To be honest, that all seems a bit excessive and bureaucratic for what will be a very small business, generating income of approx €5K per annum. If I was to become a home worker - i.e. do work for my employer at home, would the same apply?
The only solution seems to be to...
Hi
My wife is considering holding classes for up to 5 children at a time, 3 days a week, in our home.
Do we need to obtain additional insurance to cover this activity or would we be covered under our standard home insurance?
If so, where is the best place to get this kind of insurance...
We were issued new contracts last year. For the detail of many of the clauses we are referred to our intranet site which has many of the policies etc we adhere to. The webite is UK and alot of this stuff seems to have a UK bias and the employer would be influenced alot from the US global HQ...
It depends on what fund you have selected. In general AVCs and other pension investments are not guaranteed by the government.
However if you have AVCs in a cash/deposit fund and that cash fund has the majority of its investments in Irish Banks (i understand the Irish Life one does), then by...
2 options:
Take the loss and switch to cash
or
Wait out for another few years to try and claw back some of the losses.
It depends on whether the beneficiary intended retiring at 65 or can wait until later to try and claw back losses.
You also note that it is within two months (8 weeks) of the trustee being notified by the company that you have left. If the administrator is not informed, then that's where it can fall down.
Re: Personal financial retrenchment
On the house insurance - remember that building costs have gone down, therefore you might be able to reduce the required cover and so then premium.
Other savings:
Do you need the monthly mobile? I think I would only top up by €20 every 8 weeks, but pay...
Thanks - had a look at Micks garage and I was put in touch with another dealer in the midlands, basically for half the price originally quoted. Last time I will use the dealer in my own area if this is what they get up to.
Hello
Car has failed NCT on misaligned lights. Took it to the dealer today to refocus, when they tried they couldn't as the adjuster in the light was broken. Not sure what this is.
The upshot is the whole headlight has to be replaced. I am beign quoted €300 for the light, plus the labout...
Wife's car failed today due to misaligned lights. Will be fixing on Friday, but looks like a test date won't be available until well into May. I have to say I find this rush to NCT very frustrating - those who abide by the law and do the right thing by arranding their NCT in advance are now...