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Moderator you can close. Thanks to everyone who provided info. Yes I posted before a very similar query. Some things had changed.

:rolleyes:

Thanks for reply and info. contained there in. We were hoping to get the loan over 16 year's max.

Will a 'trade up NE mortgage' with KBC be our best option then? Will KBC let us keep/move our tracker?? I have a feeling they won't?

Income at present is around E54k (includes overtime etc). My wife will be returning to work soon so combined income then will be a min of E84k, We will make the application when my wife returns to work shortly (Covid affected my wife's employment). Local rental figures for rental of such an...

I did start a thread on this before and moderator please feel free to move. I am re-posting this here with updated info and respectfully hope I can again get advice; Thank you in advance. We are fortunate and thankful to have a place of our own and to have cash in hand too. But we badly want to...

Please feel free to close this thread. Thank you.

Hi all, Moderator feel free to move. My wife and I are considering buying a house and renting our apartment (there is guaranteed rental for apartment). We have 1 dependent child.. To make a long story short, I am 52, my wife 44. We are both in good health however our health history is not...

Moderator please feel free to move We're trying to raise cash to purchase a new home. We have some cash and some land (yes we are thankful). Probably both together (cash & land) will make up a little more than half the value of the house. (That's if a Bank accepted the land as collateral)...

Great advice/info. and thank you. Much appreciated.

My wife purchased the site (didn't inherit the site) many years back so I guess we (she) wouldn't be able for CGT if the site went up in value with OPP.

Firstly thank you all for your replies. I guess we should apply for outline planning first? Will OPP significantly increase the value of the site? Would it usually be specific to the the owner (us) living there (we are locals)? Could we sell it on to another local with the OPP? I do feel...

Moderator please feel free to move. Hi all, We have a site in the country, my wife has, inherited from family all local to area. It's a 5 acre site. Yes, we are very fortunate and thankful to have same. We are planning to build a house there however have found a house we love, although it is...

Yes, apparently they (Lion.ie) do and I may go with them if the Bank's don't offer a waiver on the Mortgage Protection (some do apparently). Pulse insurance (located in Uk) did provide mortgage protection to Irish resident's but now due to the uncertainty surrounding Brexit they do not.

Hi Brendan, Thanks again for reply. No not yet and yes that is true. Although I have good health now my health history is not great. I've approached Lion.ie who reckon I could be a 'complicated application' giving my health history. I've also approached a company in the UK, Pulse Insurance...

Noting in life is straightforward! My life Insurance (from Australia where I worked for a period) is only valued at E35,000. Bank of Ireland have got back to us and said (when I asked for a waiver on the mortgage protection and told them I would legally assign my life assurance to them as an...

Brendan, thank you. Much appreciated.

Firstly moderator feel free to move this thread. Not exactly sure where it should go. Situation: We want to build our own house. We have a site and cash of on hand (yes we are thankful). However we will still need approximately E40,000 to complete the house. Not a big house I am the principle...

Moderator feel free to move if not in correct forum. Just wondering would anyone know the difference in price in land with planning permission? 4 1/2 acre site, agricultural land. Rural location, Wexford. Unsure what it's worth, possibly E65K Intend to build a 4 bed bungalow here, around...

Brendan. Thank you for your detailed reply. Much appreciated. Good to get it down on paper and looking at the options.