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is that settlement with MBNA or the collection agency? 20% on Friends first is a good deal. Halifax will deal at 15% I have on good authority for anyone thinking of doing a settlement. €1800 on a €15k balance is first rate work, well done on that one!!

There is absolutely 0% chance you will be arrested at the airport or arrested at any point in time over unsecured debt. Please do not fall victim to the fear that these companies try to instill in order to be repaid. If I was in your position I would in no way be making any further agreement...

Thanks mandelbrot, good of you to reply. I was thinking the same, but I don't know for certain and with these things you like to be able to say for definite Seems to me that the fact it's called a car allowance is irrelvant also as long as its taxed as income then mileage rate are a separate...

Hi I am looking for an answer on the below A friend of mine works for a UK company, they currently pay him a car allowance of €500 per month which is taxable through payroll alongside his salary. He is also claiming the mileage rates Motor cars effective from 5 March 2009 Official Motor...

This site is full of people who love pointing the finger and tuting down the unfortunate people like yourself Ryandd. Most of the people doing just that most likely made money from property or other related services and through nothing other than timing or stage of life avoided the carnage that...

Solicitor's letter will only add more cost and will not help. I previously worked for a company and settled many debts with debtors in the past and its the size of the offer, source of the funds and the current repayment capacity that will dictate the company accepting or not accepting the...

I had this dilema already, had the Archos 101 and it's not a bad little machine and well priced and runs flash, handy for streaming.. I ended up getting a 1st gen used Ipad though and it's a super smooth and much more solid tablet. No comparison in terms of quality. Would not touch the 7" with...

Frankly is pretty pointless having more than 4gb of RAM in a laptop, it's highly unlikely you will even use 4gb of RAM at any given time. Other components like CPU and GPU would be what would make for better computing/graphical experience. Toshiba are known as a decent make and reliable, good...

Have LPG for 5 years no troule at any point, very reliable and clean. That said I find it more expensive compared to Oil heating and Bills are very high in winter.

Well said Locke, it's all about ur budget I guess but if it's not that much more expensive the 250gb would be the best buy, could also have his music and stuff stored on xbox. I would leave Kinect for another time, could be a future present idea also which might be handy...

Unless he is going to have the console connected up to internet via xbox live and downloading add ons for games and the like he will not require the larger hard drive version. If it for gaming on his own or with friends and as I said not going to be using online then the 4gb version is more than...

what are the ongoing charges on the personal pension?

You have got to be very careful in handling these screens if you are going to attempt this yourself, the panels are very sensitive, and it is easy to end up with screen problems if incorrectly handled Can be quite fiddly removing the frame and the wifi wire receiver runs up the panel in...

Is there any particular reason why you have to pay your mortgage cash? As a general rule I can see why banks might not want to accept regular mortgage payments this way from the purpose of money laundering, black economy etc.. and the expense of processing cash transactions. Thats said if you...

That's a very good price for that spec laptop, as a desktop replacement it will be perfect and is very well speced, the processor is also more than adequate for daily computing and with those specs it would even be able for quite demanding applications.

They would have bought the debt at a very low price so I would offer them in the region of 10 % of the debt upfront or else as I am sure u can demonstrate ur monthly repayment capacity will only be nominal. They will make a profit on this by even accepting 10%. alot of these debt agencies buy...

I think she will give you more than your monies worth over the next few years, very reliable cars. Happy motoring!

Sure you would get money for it for parts and scrap even if it was a useless heap, big money in scrap now.

Great cars, very reliable, family member had one for 8 years, oil change and tyres was all it ever needed till it was moved on. Started first turn of the key rain, hail or snow. It was 13 years old when gotten rid of and could not say a bad word about the car. If thats genuine mileage it's...

Excellent point! Some people just get a kick out of moaning, I feel sorry for the staff who have to make these calls and get labasted by these gombeens who think giving out a date of birth will lead to them being defrauded into abject poverty, with said fradsters armed with this vital...