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  1. U

    Invest where?

    Oh thank you very much for this 'Landscape' - much appreciated.
  2. U

    Invest where?

    Thank you. I dont see lender Ulster Bank agreeing to a new mortgage - no new applications at present accepted etc. But thank you for the information and support.
  3. U

    Invest where?

    Legally separated, house in my name, mortgage in both names. Earn 50K per annum Have funds / shares - possibly could be valued at 140,000 todays value plus nest egg of older shares ( about 100K) Mortgage o/s €320,000 - 24 years, tracker. House value €300,000 Q - if I was to pay off mortgage to...
  4. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    Waiting on the documents to be finalised on the finance side. When I get these I can shop around. Will post my findings here.
  5. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    Update since last time: Have paid 3rd party costs.( vehicle, tow etc ) Claim will be closed My insurance record will be clear. 3rd party not taking injury claim thankfully..(.I would have that to pay too and simply don't have that kind of money.).
  6. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    My premium is increased from 555 last year (bonus protected and step back ) to 1295 this year (BP and SB). My NCB was not reduced this year Still at 5yrs. I have no discretionary discounts available to me to reduce the premium. Because claim is 'open. Aviva say average claims stay open for is...
  7. U

    Invest where?

    Yes all correct
  8. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    Renewal is €1295. No discounts allowed by Aviva. Because the claim is open. Bonus Protection & Step Back have no affect on Aviva hiking my insurance up because claim is open. No one else will insure me either for same reason. If claim closes mid year- won't get any rebate.
  9. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    Renewal date 31st Oct, should hear from them soon. Worried now I'm going to get a huge bill for damages because insurance wouldn't cover costs
  10. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    April letter 1 states...in the event of third party claims ...Aviva reserve the right to pursue me or my husband for full recovery of all outlay incurred in respect of my liability for such third party claims on foot of that obligation. Letter 2 a claim for vehicle damage and injury has been...
  11. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    I presume 'this claim' to mean my claim for car replacement - the 3rd party damages are a separate claim ???
  12. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    Can you explain this further DirectDevil please? Should I contact the insurance to get an update on the 3rd party claim? At the time of accident, husband did not have own Ins on his car, he was named driver on mine, hence why the 3rd party claim is coming off my insurance etc
  13. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    Have to think it happened to prevent something much much worse happening...and that is the only way to view it. Even if car had an NCT for 7 months and was off the road for 3 of those 7...doesn't mean your tyres are ok. Even though at the start I was fuming and blaming husband..I now count...
  14. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    As far as I know they are. I have had no correspondence since April.
  15. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    Sorry update - they didnt pay out for my car. Third party claim for personal accident damages is coming against my insurance. Even though I had Step Back and Bonus Protected - Insurance will greatly increase in October. its all over now and I am taking it on board as an expensive lesson and...
  16. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    Maybe I should play Stand by your Man Point is they settled and agreed a figure last week for the car.
  17. U

    Accident with substandard tyres, insurance company refusing cover. Options?

    I certainly wouldn't drive with wet soles...would dry them on car mat before setting off...maybe Im.just a careful driver
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