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    costs of tracker fund investment

    With the latest increase of tax on gains upon exit (from 36 to 41%), long-term saving via tracker investments in broad equity funds is becoming increasingly hard to justify. My understanding: the government deducts 1% levy at source of all monthly contributions. The fund manager (in my case...
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    Northern Rock deposits sold to PTSB

    nr transfer Ditto re non-payment of interest. Not a good start. Stan
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    selling house question

    As a seller, what is best way to expedite sale of house from the point at which you indicate to your EA that you will accept a bid? It seems that in this buyer's market there are many sales falling through between successful bid and contract signing. Is it possible to tie a successful bidder to...
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    aer lingus return flight reimbursed?

    Have requested reimbursement of a return Aer Lingus flight Dub-Madrid going out yesterday - Tues 20th (cancelled) and returning tomorrow Thurs 22 (probably will fly) but see that some (most?) airlines will only reimburse the cancelled flight. Would it not be fairer just to reimburse both...
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    Quinn Life investment funds: right to be worried?

    Following the appt of administrators to parts of Sean Quinn's empire, and the disclosure that his family firms owe 4 billion (!) euro to bondholders, of which 3 billion odd was blown on AngloIrish, how worried should I be about my (comparatively modest, but then again compared to 4,000,000,000...
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    selling old house, buying new, what to do with mortgage?

    Query for boarders, Currently about to sell current house (in my name) and buy a new house with partner. Have ten years outstanding on current mortgage (ECB + 1% tracker with ICS) but see that banks have stopped doing trackers. My question: When selling current house, do I have to...
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    Stamp duty and 1st time buyer

    Similar question, slightly different situation. I am getting married later in year and am selling my house now. My soon to be spouse is a first time buyer. If she buys now a house in her own name, she is stamp duty exempt, no? Stan
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    Money Loan or Money Gift from Parent to children

    thanks deadlyduck, excuse my ignorance but would you be aware of a reference for this? Is there some piece of revenue documentation that sets out what counts as capital payments and what as income payments ... I read the extensive list of types of revenue that qualify for immediate 'off the top'...
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    Money Loan or Money Gift from Parent to children

    Follow up query on gift tax: if I receive a cash sum as a gift from a parent which is signficant but well below the 400k+ exemption, am I liable for income levy?
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    gardener ...d6w

    hi boarders, am in d6w and looking for a boarder recommendation for a local gardener to lay a lawn and do other bits and bods in a smallish garden. any suggestions? thanks in advance, stan
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    Where are the Polish plumbers?

    hi bamboozle et al, any chance of passing on details of yr polish gardeners? am in dublin 6w and need a garden job done over coming weeks. thanks, stan
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    Irish Stock Market Plummeting

    thanks gonk, this is interesting information ... but I'm not sure that it really answers the question as to why the ISEQ is so out of line and uncorrelated with other stock markets ... ... it is easier to adduce reasons for the mark up of Irish shares in recent years - increased profitability...
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    Irish Stock Market Plummeting

    ISEQ is down another 3% today. What is rather amazing about this slide which is now near 30% from year highs is that all other stock markets - including Eurostoxx as well as the Dow and FTSE - have lost single digit %s. Why is the ISEQ being hammered so disproportionately? Construction and...
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    Buying Property to Let in Cannes - New Comer Needs Advice

    as sbody with half an interest in buying in france / cote d'azur as well remerci to gaga for his v.thorough and informed post ... stan
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    retirement fund investment advice sought

    Re: contact details apols title should read ... 'advice re retirement fund' ... but I don't have rights to edit thread title
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    retirement fund investment advice sought

    I have been asked to give some investment advice to a relative who is in his mid late sixties, has partially retired but is still active and working and has a varied accumulation of different pension entitlements which he largely does not have to go near (additional public service pension which...
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    QL regular premium transaction charges

    removing cash charges on pension / savings contributions was a clever move by QL over the last twelve months, consistent with their low/simple charging structure and a major incentive to regular savers to go the indextracking route ... it was not much heralded at the time and I think there is...
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    Current public sentiment towards the housing market?

    excellent article ... rare to see half-decent journalism in either of the two main Irish 'broadsheets', especially on property-related matters.
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    The Cheapest Irish Stockbroker

    Thanks Cerberos, This is a bit off subject but wrt yr specific point re the big German telecom firm shares, you are right that there was some type of deal between NCB and said company re no nominee acct fees. However: 1/ NCB charge a 'dividend collection fee' of I think euro 12.50 on any...
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    The Cheapest Irish Stockbroker

    Broker going belly up is one concern with nominee accts. The other, frankly more probable, cause for concern with nominee accts is that the broker has the shares in their possession and charges to babysit those shares. This is useful lolly to the brokers and guarantees that in effect they...
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