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Personally I split my 'pocket money' between Revolut and cash. I like cash for small amounts, tipping, giving small presents to young family. However, I be against redesigning the system to be cashless. Just to be clear, as I far back as I remember we've used cash, the move to cashless is the...

With a basic phone and vodafone pay as you go, 20 Euro will get you free calls an texts and more relevantly 10 gig of data that can be used (data can be used in Europe) Other phone providers have similar packages. The 10gig/package lasts 28 days and then you need to top up with another 20 Euro...

You spend approximately 1 third of your life in bed. If you've a mattress for 10 years, that's 100 euro a year, or approximately 2 euro a week. If you can afford it and its the most comfortable, that would be worth it for me. Trouble is, that's very hard to tell without sleeping on it.

Management fees cover rebuilding costs, not contents. When I was first insuring my property, I don't recall them asking about flat roof or distance from rivers, but they did in later years. I can't speak for now, but 10 years ago when I was insuring, one of the limitations, was if more than I...

I've lived in two apartments. My block didn't have problems but the other one did (both where identical). In was the ground floor apartment that was getting wet, the damage was from a missing layer/membrane when the sliding doors on the duplexes upstairs were build. It had been going on for a...

Not quite what you were looking for, but we got a heritage card a few years ago and plan on doing it again. When we'd a free day and were looking for something to do, we'd look at the map. Its very good value, 30 Euro for over 60s or 40 Euro for standard Adult. A lot of sites are not...

We're both working, and went down to 1 car within a year of moving to our current house, about 6 years ago. It was very obvious that we only needed one car (there was still some apprehension at first). There was always a car in the drive way, we were switching cars to keep them both moving - not...

+1 for squeegeeing down all surfaces, takes 30 seconds Our previous home, had an ensuite with no windows, started to see a some tiny spots of mold directly over the shower. There was a fan which we'd leave run for some time after shower (maybe 30 minutes, I don't recall). Started squeegeeing...

OP has dealt with a serious illness over the last 1-2 years - this changes your outlook. In OPs shoes, I'd consider what finances would look like for the family if either he gets sick again or worst case he's gone before being able to re-build up pension. I'm not trying to be morbid but...

Do you have you a contract and have you said you will accept role ? From RTE: "Any offers made and not formally accepted, or where a contract has not issued should now be withdrawn," https://www.rte.ie/news/health/2023/1110/1415787-hse-recruitment-freeze/ There are some exemptions in...

My understanding is yes the freeze is across the board - at least this was the case for the initial freeze of grade VII administrators and over. I would assume for some roles that an argument will be made that its a critical role that needs to be filled. It was theoretically possible to get...

Do you know what was your energy use, in KwHr a year in your previous home (assuming you lived somewhere else)? If you'd gas/oil for heating/water, it will give you a good idea of what proportion of your energy use is not heating home/water. I've been surprised at how much energy others use -...

We set ours to have a different set temperature between day and night time. Its been on all summer, but the heat pump hasn't kicked in to heat the house up since spring time. It still heats the water, again when it goes below a set point. We keep our set temperature at 18 degrees during the...

We've a heat pump + very small solar panel array, A2 rated 3 bed terraced house (1930s) We were using about 5-6000KwHr of Gas and 1000KwHr of Electricity a year (house was D rated and both working out of the house during the day). We now use about 600KwHr of gas (cooking) and 2200-2600KwHr for...

Flood risk assessment including the area. https://www.sdcc.ie/en/climate-action/image-library-pdfs/pdf-folder/strategic-flood-risk-assessment-south-dublin-county-development-plan.pdf I lived beside a river for a long time, never had a problem, but people close to me did, a little up stream...

Interestingly I'd to do all of them. With the exception of Garda Vetting, though they did request it, it was only when I pointed out that I'd done it 3 months earlier, from within the same hospital. Garda vetting has to be done I think every 3 years, regardless of change in employment status...

At a general level, whos entitled to data legally after someone's deceased: https://www.hse.ie/eng/services/yourhealthservice/info/foi/frequently-asked-questions/#:~:text=on%20your%20behalf.-,After%20my%20death%20who%20can%20access%20my%20personal%20records%3F,Regulations%20SI%2047%20of%201999...

I think this is important, reviewing your plans if/when one of you dies. One person typically dies before the other, this may leave the surviving partner on their own for 1 year, but equally this could be for 30 years. This also needs to be considered if you're on a defined benefit pension - how...

We've upgraded our house, use about 2000kwhr a year electricity and 1000kwhr a year gas, with someone working from home. The house is set up for retirement, right sized, very manageable garden, warm, etc.. [Disclaimer, our energy use was low before upgrading, but its more comfortable now]...

It took me 8 + weeks, many emails to Viking Direct, to get a stand for a laptop. The web site had said it was in stock the whole time, but they were telling me it was out of stock. Offered for me to buy a more expensive one to get it delivered. They managed to deliver a couple of other things...