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  1. J

    Online Form 11 - CGT section - help needed with error

    Many thanks, that did the trick!
  2. J

    Online Form 11 - CGT section - help needed with error

    Hi Maybe someone can help me I had a small gain on selling some shares in 2019, so I entered the value of the sale under details of assets disposed. I entered the chargeable gain under the relevant section and my unused losses from prior years also in their relevant section. Then I entered...
  3. J

    Multiple switches

    I have a PPR mortgage with Ulster and a tracker mortgage with AIB on a rented apartment (previously my ppr). Would you guys think I should stay away from switching to EBS for fear of raising questions about the apartment mortgage? This would leave me with switching to BOI, PTSB and KBC. Thanks
  4. J

    How to choose car hire company in the UK

    Your best bet is actually to book your car through Ryanair. They guarantee the lowest rate and if the same car (same type, days and times) can be found on the suppliers website for a cheaper rate they will give you the car for free. Happened me this time last year. Hired a Hertz car through...
  5. J

    Landlords can deduct 100% of interest paid for tax purposes

    This may be a stupid question. Does this mean that when filing a tax return next year for 2018 accounts one can allow 100% of interest or the 2019 interest is 100% deductible in 2020?
  6. J

    house insurance - house un-occupied

    A broker should also be able to sort you out
  7. J

    How long for Ulster to pay 1500 fees?

    I got it within a month, just before my first mortgage payment was due
  8. J

    Existing customers availing of the best Ulster Bank rate available

    Hi qwerty5 I had the same conversation with an Ulster Bank mortgage adviser and his response was as follows 'That is no issue to go with the best loyalty rate available after the fixed term expires.The standard variable rate is just a default and can be changed at any time subject to loan to...
  9. J

    Need to buy MS Office

    As far as I know Office 365 is the subscription version. 2016 is the once of payment version. That particular product in your link seems to be unavailable by the way.
  10. J

    Need to buy MS Office

    Also try MMOGA.de or MMOGA.com. I've used them before for antivirus software. Its a bit weird. They will send you the product key via email and you then download the software from the publishing company's website.
  11. J

    Need to buy MS Office

    Use google to search for it. Select shopping from menu at top. One website offering Office Home & Business 2016 for £75. They ship worldwide too. http://www.mrhightech.net/office-suites/3561-microsoft-office-home-and-business-2016-0885370986815.html
  12. J

    Key Post Summary of Stock Market Investment Costs

    And 0.04% works out at €4 on 10 grand
  13. J

    Do I need to do anything for SEPA for ordinary banking within Ireland?

    I have some Ulster bank accounts and had a DD from BOI into one. The UB accounts were not SEPA compliant and I got letters informing me of new numbers. BOI also wrote to me telling me about this and that if I did not alter these accounts in my DD/Standing order list they would be deleted from...
  14. J

    Dirt tax 41%

    I emailed them about this last week. The answer was 41% as of January 1st 2014.
  15. J

    Problem shower in electric only flat

    Im living in an apartment in Germany and whilst we do have normal taps in our bath/shower the water is in fact heated electrically by a unit in the adjoining utility room. The water only runs hot once the tap is opened up to a sufficient extent that the hot water unit registers a flow of...
  16. J

    One owner may move abroad

    As stated above, there will be no problems once mortgage is paid. I emigrated 18 months ago and cancelled my mortgage tax relief with the revenue. The other owner of the property remained in the property. Mortgage is paid, bank is happy, no problems.
  17. J

    Negative Equity - Looking to Move in 3 Years Time

    And if you do a search here on becoming a landlord you will realise that it is not as simple as saying all the rental income you receive will cover your mortgage and management fees. You have to declare your rental income as taxable income once you have allowed for deductions and expenses.
  18. J

    Smelly face cloths

    Use a cup or two of white vinegar instead of detergent in the washing machine to wash out the smell.
  19. J

    Do the tax advantages favour directly buying shares over ETFs?

    Is the CGT annual exemption allowable against ETF capital gains?
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