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Thanks for the info. You've convinced me. The price difference and delivery to door its got to be worth ago.

Just wondering if you got anywhere regarding the poor quality of your last delivery. Has the quality changed ? Vidapura, are you still happy with your delivery ? Its a bit of a gamble without user recommendation. Thanks

Have to say its crossed my mind too, as at 70+ I am wondering who and how will I be offered it. If its via my GP that’s fine, if its not, how do I know if I’m on any sort of register/list to be called upon? I had hoped to see something more informative than “We will contact you” on Gov...

Thanks for that, I've been over and over the ros pages and can't find a way of bringing up my last 4 years F11's submitted by my accountant. Previous years submitted by myself are shown and available to view. Its not an issue but I feel they should be available for my viewing. As you suggest...

Dub-Nerd thanks for the walk through its certainly a challenge for us Luddites. I'm in the same position and cant see the ones submitted by an accountant.

Thanks for your advice/help Blacksheep. Hopefully I’ll remember to give a final and joyful update later in the year

Update. The stumbling block is “ I’m not receiving a UK state pension”. If receiving a UK state pension then I would be entitled to a non means tested medical card. Company/occupational pension are not eligible and hence are means tested. My wife receives a UK state pension and therefore...

Thanks Black Sheep, You’re sorting of confirming something that’s at the back of my mind, (see post #3), I’m still awaiting a reply from my pension provider regarding this. As it’s the holiday period I’ll let this topic lay dormant until I receive the relevant replies and then come back to...

I ‘m told by the HSE, the dependent portion of my wife’s pension is means tested, but I’m trying to check this also. I guess at this point I need some expert advice as I’m at the mercy of other organisations interpretations, but who would know? Difficulty being its between uk pensions (social...

Black Sheep We applied on form MC1 and assume it was filled in correctly as it was not queried. A strongly worded letter regarding EU regulation accompanied the reassessment which resulted in my wife receiving a card, along with an apology from “yoursay@hse” admitting the original mistake...

Thanks odyssey06. The CIB quoted me the same relevant paragraph as yourself but then added “. An occupational pension in this regard would not affect entitlement to a non-means tested medical card.” I need to do more investigating with the CIB. I seem to remember something in my...

We applied for medical cards under EU regulation 1408/71 as we are both UK citizens but were refused, then on reassessment my wife was granted one. Mine being refused on means test. Any information or links to relevant info. appreciated to help with an appeal. CIB and HSE giving conflicting...

Bit confused. Is this (Age related tax credit) still applicable to policies to be renewed in 2014 or is it ‘new risk equalisation scheme’ that I have no idea about, something to do with it? Looking on the insurance comparison site and it quotes: ‘We show net prices inclusive of any...

Try this [broken link removed] Click on perform new search.

In your opinion, can I conclude from the statement above, is a guarantee that covers any circumstance. Unlike the “deposit insurance” which seems to have limitations, as in Cyprus. Disregarding interest rates, would State Savings seem the safest place for a deposit?

Joe, I have some sterling that I’m looking at relocating, I rang the Ulster bank Enniskillen and was told fixed term deposits had to be UK resident, which I’m not. They offered me a deposit with ‘moneydesk’ @ 1% apr!! How did you get on with your deposit account?

My wife took ill on the final day of our holiday, actually waiting to be picked up for the airport. The consequences were we needed to book back into the hotel, treatment by a doctor and then hospitalisation. I rang my travel insurance, “Worldchoice”, which bravely claims in their policy “...

You’re right, I’ll save on the stress and pay before the end of the year. Hopefully your advice may also save others from hassle.

Thanks for the clarification, I have to admit giving up reading the revenue guidelines, to heavy for a mere mortal, I admire your perseverance. I’ll try reading them again and then make a phone call both the holiday company (who sent the original letter) and then the travel agent (who forwarded...

Terribly complicated wording on the revenue site, the travel agent explained they would be going on courses (I’m not surprised) before it was implemented . I too thought the VAT was payable on the agents margins which I assumed were their services/profits but the agent said not it was the full...