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  1. Z

    Instant access with monthly interest

    Is ulster bank the only bank that offers monthly interest accounts ? thanks
  2. Z

    On a FAS course .. do you receive a paid contribution ?

    If you are on a FAS course and getting paid by the state. Do they make a paid contribution (counts toward the 520 paid contributions required) toward your state pension or is it a credit toward it ? thanks
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    Job Seekers Benefit and the contributory pension..

    the amount received is based on your average credits per year. The average is calculated from the first year of employment. You may get different rates of pension, depending on your yearly average contributions. The table below outlines the various percentage rates. Yearly average...
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    Job Seekers Benefit and the contributory pension..

    Right so am I right in saying You need 520 paid contributions* Credited contributions only count toward your average. *If you reach pension age on or after April 6 2012, you will need to have 520 paid contributions (10 years paid contributions). In this case, not more than 260 of...
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    Job Seekers Benefit and the contributory pension..

    If you are collecting Job seekers benefit ( as apposed to Job seekers allowance) is there stamps paid toward your contributory pension ? thanks
  6. Z

    Patterned imprinted concrete driveways

    Getting a quote from procrete next week and probably one from allcrete also.. Not knowing a thing about this subject is there anything I should ask to be included in the quote or anything I should ask ? thanks :)
  7. Z

    Is Now The Time To Get A Fixed Rate Mortgage

    This is great advise, IMO interest rates will balloon in about 3-5 years time, but will remain low untill then. If your not fixing for a long time stay on your tracker and save money.
  8. Z

    First Active Money Market Deposit - 6.34% AER

    what happens after 6 months ? do they assume you want to do another 6 months so that you always have to give six months notice to get your money ?
  9. Z

    Question on Regular Savings Rates

    Why do you believe that I think it will ? The account does not have an explicit expiry date though and the rate could even go up! (however unlikely) great, for explicitly one year though. Back to the floor
  10. Z

    Question on Regular Savings Rates

    having read the thread on "Best Buys-Regular Savings Rates" am I right in saying that First Active is only one offering greater than 7 % for at least €1000 / month that does not expire ( has no end date for the rate ) That being the case whats the next best one for a good interest rate for...
  11. Z

    As a director of an Irish LTD company, can I ..

    I know staff suggestion schemes are tax exempt up to 5K I think, just not sure if a director is able to award himself it! ( for a splendid suggestion regarding suggestion schemes! ) agreed Noted .. didn't know that. thanks
  12. Z

    As a director of an Irish LTD company, can I ..

    1. Award myself a suggestion/encouragement award (annually :o )? 2. Working in an office, can I expense any clothing ( suits ) or drycleaning ? 3 Using a company credit card buy something for myself and thus A. Reclaim VAT ( albeit to the company ) B. Pay BIK on the value of the goods thus...
  13. Z

    Self Administered Pension and online share dealing

    I have a self administered pension, the majority invested pudently and I would like to invest a small amount in shares that I can play with online. Does anyone have any experience with any brokers who offer online services in Ireland that allow such pension trusts to setup accounts?
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