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Hi, I would like to live and work in the US. I have applied for green card lottery for a few years but no joy. Does anyone know if there is a resource available to help find an employer to sponsor you or have any other suggestions. No family over there so it's either green card or job from...

figured as much. Who is the most competitive out there for a decent LTV mortgage?

I have a great mortgage with AIB, it's a 50% LTV Tracker at ECB + 0.6%. I want to move house and would still qualify for 50% LTV but the tracker mortgate that I have is no longer offered. Am I allowed Transfer the same mortgage to a different house or is it specific to the current house...

What is the current commutation factor when assessing the value in pension terms of a Lump Sum? e.g. €100,000 Lump sum <=> €5,000pa pension etc => factor of 20. Does anyone know what factor Revenue are currently using?

Imagine this. You have €1000 in your pocket to buy some shares that will either lose you your €1000 or make you very rich. You see a stock that is valued at €0.01 per share. You decide that if there is even a few cent increase you will make a very good return. You buy 100,000 shares for...

We recently built a sunroom extension to the back of our house. It was exempt from planning premission. If we ever decide to sell the house do we need any sort oif certificate to be able to include the extra 230 Sq Ft that this adds to the house? Thanks

That is a very useful and accurate description JPD. This is very close to what we experienced. Hang in there 3littlefish.

Does 'lost lease' apply only if the property was leasehold? Presumably there is no such lease on a freehold property..or am I going off on the wrong track?

That formula is very unfair for properties purchased in the last 15 years, that's for sure. You could have bought a house for €100,000 10 years ago, and rented it out for 4 years at which point it may have been worth €200,000 and then moved in. Now 6 years later you want to sell it and it may...

Have you used this solicitor before? If yes more so, but regardless, have you made an appointment to go in and see him/her? This would give you an opportunity to state that you are not happy with the speed at which things are progressing and you could clearly outline your expectations and it...

That €1,000 limit sounds like an individual bank's policy rather than Financial Regulator requirements. It's worth noting that the responsibility rests firmly with the staff in any bank or other financial institution that if they suspect money laundering or any other suspicious activity they...

To develop this point a little further. If the Legal Adoption severs all legal ties in terms of succession rights, what would happen if the natural parent died intestate and there was no spouse and no other children? Would the natural child be the next of kin or would it be the deceased's...

Thanks CMCR for your input. I rang Revenure to clarify. To answer my own question now.....Your answew used to be accurate but apparently under Section 222 of the 2001 Finance Act this was changed and a gift or inheritance from a natural parent to an adoptive child now qualifies for Group 1...

Thanks for the reply. To be clear, if one of the natural parents dies and leave their birth child part of their estate, is the child treated as a child or a blood relative or a stranger for CAT?

We recently moved from Oil to GAS. Our old timer was a bit like the timers you use for your lights when you go away.... you have 15mins intervals (slots) and you could have the your heat on or off as many times as was feasable using 15min intervals. Our new timer is not like that. It comes on...

Can a child have 4 paternts under the law, their legally adoptive parents and their natural parents?

MOB, Thank you so much for the very detailled reply.

My Mother in law passed away six months ago. She left a will here which dealt with her assets She has a foreign property. Q1 Can you please tell me what happens to that foreign property? Q2 If there was a 2nd will abroad, which one takes precidence?

Thanks again Vanilla.

Thanks Vanilla. There is a will.