Search results

Hi. Does anyone know if PTSB allow payments holidays on their personal loans?

I have an AIB credit card but I'm not an AIB Bank account holder. How will I access my credit card online or is it even possible without being an AIB banking customer with AIB Online Banking?

I used the new An Post currency card when I was over there in July. Very handy being able to have all my holiday money on a card and it was accepted everywhere I used it. Way better than carrying cash or even having to withdraw from my current account considering the extra fees and potential for...

Like I said, the physical movement of the cheque takes time and I accept that but once the cheque has been verified by the issuing bank, it all becomes an electronic transfer at that stage.

Which should surely happen within a couple of days once the cheque is actually sent to the issuing bank? It's the 18+ days after the cheque is physically with the issuing bank for the funds to clear that is clearly just wrong. There is no way in the age of electronic payments that funds should...

I lodged a sterling cheque today in my PTSB bank account and was told it will take 21 days to clear. Can someone please explain how it could possibly take this long? I know the cheque has to be sent over to the UK but after that, why so long? Also, there was a €4 currency exchange fee taken...

I had the account suspended so I could just concentrate on clearing the balance and not use it but still have the option of re-activating at some point in the future once the balance was cleared.

Quick question. If my credit card account is suspended should I be charged the yearly government duty considering the card isn't active? Thanks

And you know the circumstances of my application then do you? All instances of retention planning were brought about by an illegal act in the first place were they? Know the facts before accusing people of breaking the law!!

I applied for retention permission back in October and it was granted on the 12th December. The 4 week waiting period was up on the 11th of January. I rang the planning office today and they tell me that they have to add 9 days to the waiting period because they weren't open over Christmas. Can...

Some advice would be greatly appreciated before I go talk to my architect etc. Here's my situation: I built my house 5 years ago. It's a dormer with 2 ensuite bedrooms upstairs. I had full planning for these rooms. I also had planning to put a biocycle in the back garden where the percolation...

It's ok, the wording on the site was misleading. No need to register a claim against a 3rd party as it has no affect so back to normal quotes :)

I've been getting quotes for my girlfriend and when I add myself as a named driver I get a quote lower than her on her own. When I add a claim I made against a 3rd Party that was settled the quote goes up €300. How can this be the case when the claim was against a 3rd party and not my fault...

Hi. Last summer PTSB offered a 10% bonus payment on lump sum payments for tracker mortgages. I've been on to them today and the chap I was talking to wasn't aware of anything coming up again and was adamant that there were no deals to be done for clearing mortgages. I've been made an offer on my...

I was just wondering which would be more cost effective? I'm going to New York in February and was thinking of just loading my spending money on to a Moneybooker MasterCard and using that for purchases and money withdrawals. There is no fee for either of these transactions with this card. The...

Thanks for the info. I'm just looking in to it all at the moment but if by some miracle someone did want to buy the house before the 5 years were up it would be a pain if it fell through because of this restriction!!

I was hoping to get some advice on this before I go looking in to my options so I have an idea of what I can expect. Myself and my (ex) wife built our house in 2007 and one of the conditions was that we couldn't sell within 5 years because it was built as the family home. As we are now separated...

Hey! I've separated with my wife and we own a house together. She's moving out soon but will continue paying her half of the mortgage as she doesn't have to pay rent where she's moving. Obviously, this situation can't continue indefinitely so I'm wondering what options we have? These are the...

sorted. Was on month 1/week 1 basis. On cumulative now and will be refunded!! Cheers for the info lads.

The payslip does mention Week 1 alright. If it is a case that they have me on this, can I get it sorted so my last 2 pays use my full band and also get a refund for this months extra tax? Thanks for the info!