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Understood and thanks

Hi, existing tenants are leaving and pay 1200 a month rent, 600 below market level, at least. Can the landlord rent the apartment by each bedroom, say charge 600 for each bedroom and therefore get the market rent but through multi occupancy tensnt agreements? If this cant be done they will sell...

The rent is about 600 below market rates due to long standing tenancy and rpz, 16 yrs. When you have a tracker interest payments were low but tax was high and now interest payments are high and taxes are lower. Complying with constantly changing rules is tough and the only landlords making...

Thanks for the responses, I hate to have to do this but Ive no option. K

Hi, I gave my tenant notice that i intend to sell the property per the RTB guidelines. I explained that the mortgage cost has gone up 384 per month but the most i could increase it was 52 per mth per RTB caalculator and so it has become unaffordable and the hassle as well. The tenant has...

Thanks

I know, im in kildare and ive seen good guides for house build and need some idea to help with planning on how we address our storage needs and provide an office and art studio.

Looking to build a deteched garage 1.5 dormer style with the top floor jsed forr storage. 1 velux and 1 gable end window. A door amd a couple of windows downstairs. Block build, slate pitch roof. Wired for lighting and sockets What kind of costs am i looking at? All responses apreciated.

It's not changing property, same style roof, windows etc., just new. I was asking because I cant find anything in relation to roofs but I would assume it does fall under repairs

Hi, I've been told (engineers report) I need to replace the roof and windows on an investment property. Cost is 20k and 7k respectively. Can I claim the full cost back as a capital allowance and claim over 8 years? Thanks

Does anyone know if EBS allow mortgage holders to take payment holidays, extend term? This is just to save some money for something, not due to affordability issues Thanks, K

I'm thinking of building a garage which in time may be used as a granny flat or play school. Initially I just want it built and air tight with flexibility to change, what's involved and cost. Size is 6m by 10m or thereabouts, includes second story loft space for office, storage. No access...

Any idea how many existing customers of AIB, BoI, UB and KBC changes from their eve rates to the new business rates. Would it be more than the 20% in Ptsb do you think. I can understand why everyone customer doesn’t at least take up the offer with their existing lender forms cheaper rate...you...

This is really interesting, would the Irish rates be comparable if RWAs and credit costs were same, how much of a gap would there be? If you included some credit for cash incentives, would Irish rates be nearly the same?

Hi, As a new mortgage customer, if I take out a fixed rate with AIB, BOI, PTSB, KBC or Ulster Bank, what are my options when the fixed period is up? Do I go onto a high svr, one of the LTV variable rates, or a fixed rate (is there different rates for existing and new customers) As an existing...

What would people think is a fair price above the prime rate? 1%? I wouldn't have thought there is a big market for a product like that given what's happened

To your earlier post Brendan, yes existing Ptsb customers trading up can get the 2% unless they are excluded. BOI the same I think

Seems people thinks it's fair that individuals get the best deal they can. Taking that a step further, new customers or switchers will always get a better deal because banks are trying to entice them, and customers who threaten to leave can be offered lower rates just to keep them. It's a tough...

Thanks, think I understand the difference now

The car dealership example is a good one, but can you treat mortgages the same? If you believe the car example is fair, can I take it that you believe that the rates for new and existing customers don't need to be the same? That they can be different but shouldn't be too far apart?