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A retired have gone sale agreed on a second hand detached home. Currently in the process of closing the sale, it's with the solicitors at this stage. The couple have one adult son who is currently in receipt of Disability Allowance and there are slim chances of him ever working in any real...

Hi all, My mother was unfortunately involved in a collision approximately 2 years ago (minor enough thankfully!) long story short, despite her being 100% in the right, the other party's insurance company proved very difficult to deal with and did not want to accept any liability. After approx...

Hi all, Hope this is the right forum for this query, if not, please feel free to move, mods. My parents have viewed a house for sale and are very interested in purchasing it. The house itself was built around 2005/2006, however it has been idle for approx. the past 2 years. It was previously...

Hi everybody, Thanks to all who contributed and raised important issues, definitely lots of food for thought. We're not swung either way yet however, still undecided - lots to think about and options to weigh up. We've arranged for a second viewing of the property with the auctioneer next...

Thanks for taking the time to read and respond moneybox, appreciate it. There will be some work to be carried on the house to make it habitable as the previous owners stripped it of it's possessions and it will cost a bit to bring it up to standard once again. The house has generated a lot of...

Posting on behalf of a family member :) Hi all, I'm hoping to get some outside opinions on this scenario if you knowledgeable folk here wouldn't mind adding in your 2c's to the equation. Basically we have seen a large (almost 3,000sq ft) detached house for sale in a rural area. We currently...

Just looking for some unbiased opinions on this please.. Car A is travelling on a straight stretch of a main road. Car B is on a side road from a housing estate which leads out onto the main road. Car A drives straight along the main road as has right of way to do so. Car B enters...

Thanks guys for all the information. It's very helpful. I appreciate you all taking the time to reply. :)

Hi there, I was recently awarded Disability Allowance and received my first payment this week. I received a letter informing me of my that my claim for Disability was allowed along with the date for the first payment. In addition to this it also stated that any arrears would be paid at a...

Hi guys, Just came across this thread. I have a family member in a similar situation - they applied for DA about 2 years ago and were initially refused. They went on to appeal it via the Chief Appeals Officer in Dublin. They received a letter this week saying; "The appeal is allowed the...

DB74; it was when the offer was initially introduced, but the cap at 50% has now been abolished, so you can avail of the offer to clear your entire mortgage.

Thanks for all the replies, greatly appreciated. I clearly got this arseways. Yes, maths isn't my forte! :)

Thanks for the replies. Apologies if I have taken this up incorrectly. I got my settlement letter a few days ago, however the way it's calculated is confusing to me.. To use the exact figures: The full redemption amount due is: 80,905 This is the full amount due on the mortgage, I would be...

I don't know if anyone is aware of this, but I find this to be a very sneaky and underhanded by PTSB by way of advertising their "10% Bonus" offer. Every website and newspaper article I have read in relation to this offer has described it in simple terms by way of; If you pay 10k, the PTSB...

Indeed. It depends on the property. I know of a property that recently sold and went 30k over the asking price.

Thanks for the information all, have duly passed it on. With regards to living in the other house and keeping the tracker - unfortunately this isn't possible, as they have a buyer for this house and contracts are due to be signed any day now.

Wbbs; their payments would go up as if they lost their tracker rate they currently have, and were put on a variable they would be paying a higher rate - they have estimated this to be E200 more per month, possibly with more hikes in the coming months. niceoneted; Yes, the house is indeed worth...

Hi guys! Posting on behalf of a family member.. Person owns 2 homes on the same street. One is their main residence, the other is rented. They decided to sell their rented home which is currently on a tracker mortgage. The house is sale agreed and contracts should be signed and...

Hi Martina, Thanks very much for your response! :) It's not that the property itself is anything spectacular - the location is fantastic however - my parents were thinking of moving a few years ago and were looking for another house on and off for about 5 years, however, location wise...

Hi all, Just to give a quick background.. My parents are both retired and own a second property which is currently rented. At present the rent just about covers the mortgage (leaving about a deficit of E80 per month - however does not include other incidentals, insurance, repairs, maintenance...