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  1. H

    Should I seek a 2nd opinion? International tax

    Hi thanks for the replies, yes he is self employed. I don't believe he declares any income in Thailand, he is on a tourist visa (I appreciate that means he shouldn't be working, but he is). He would have been in Ireland for less than 30 days in any year. I think we'll go get that second opinion.
  2. H

    Should I seek a 2nd opinion? International tax

    I have an (Irish) brother who lives in Thailand and carries out his work entirely over the Internet. He has been living there for over 2 years now. He remits no money back to Ireland. His accountant in Ireland is telling him that he is "ordinarily resident" and must pay Irish tax on his income...
  3. H

    How to end a tenancy?

    There is no obligation on a tenant to facilitate viewings. A landlord may wish to enter a premises (with adequate notice and not on an excessively frequent basis) to ascertain the condition of the premises or to ensure that the landlord's responsibilities are being met. This does not extend to a...
  4. H

    Interest only mortgages in a falling market?

    Why would someone pay more to rent from the bank rather than renting from a landlord? Particularly with the stamp duty changes which means that FTBs would be well advised to avoid purchasing on the "first rung" as you call it.
  5. H

    Still unable to sell house - should I take it off the market for another year

    What exactly is it you're looking for posting on this site? You said you had 2 offers already, just sell the thing. The world doesn't owe you the price you want to sell it at, it's a market and from your thread history you've dilly dallied so long that you're probably down 10% already from the...
  6. H

    Tenant late with rent numerous times.

    7 day notice for a family to leave? Appalling. It doesn't matter what your lease says, the tenants have rights which supercede this lease and unless the rent is over 28 days overdue they are entitled to their fully notice period. I have to say I find your attitude as expressed in your...
  7. H

    Landlord arranging viewings without telling existing tenant

    Re: Landlord arranging viewings hhhhhhh (are we related?) has it correct but I'm not surprised by the level of shock and outrage on this thread as many landlords in Ireland don't understand what happens when they rent out their property. As a tenant you are entitled to peaceful occupation of...
  8. H

    €150k to invest, for a retirement income in 25 years

    What do you mean by that? Have you taken out the 150k as a loan? If so the best use of that 150k would probably be to pay it back. Downsize if you want to free up real assets suitable for investing.
  9. H

    Key Post Why speculation about Irish house prices is banned

    My suspicion is that some posters here have an agenda to try and shut down discussion of house prices. Again, those same trolls as you describe them have been proved correct while the so called professionals have been proved wrong.
  10. H

    Key Post Why speculation about Irish house prices is banned

    I think the list of links provided in this thread are fine. Maybe add boards.ie Accomodation & Property to the list. "Balanced opinion" is a codeword for not hearing opinions that you don't like. Why not set up your own forum where you can restrict access to only those who believe house prices...
  11. H

    first house purchase

    Oh dear god would you ever give it up, the EA is playing you for an eejit. There are tens of thousands of properties on the market and most do not appear to be selling, there's no reason for you to get into a bidding war which is probably between you and the EA's imaginary friends. I wouldn't...
  12. H

    Which is higher priority? Property or pension?

    This is very much non standard and unorthodox investment advice and should have come with a big health warning. Everyone else isn't wrong with only BB seeing clearly. Of course property would have been a better investment over the past 10 years, but there is no guarantee it will be over the...
  13. H

    Terminating a fixed lease to sell house

    Unless the lease has terms for breaking the lease, there is no such thing as "appropriate notice" on a fixed term lease. The clue is in the name.
  14. H

    Terminating a fixed lease to sell house

    If you sign a lease the lease terms apply, unless they are ruled to be onerous on the client or unless they are less than the minimum protections afforded to tenants. In the absence of a lease a part IV tenancy is automatically created. This is all pretty simple, I don't know why people think a...
  15. H

    Gazumping

    So we have a house that has been on the market for some time without any interest, and 3 hours after a FTB makes an offer someone mysteriously appears with a higher bid? And the EA tries to make out that they are on your side, if only you could match the new bid. How very convenient. Every bone...
  16. H

    Future Shock: Property Crash

    It highlighted why a "balanced opinion" is impossible. The bulls are going to be right or the bears are going to be right and there is no middle ground here. The "soft landing" theory has always been nonsense, this program has made it clear to joe punter just why this is.
  17. H

    Owning your home is the most important financial objective of everyone (Buy vs. Rent)

    Re: Owning your home is the most important financial objective of everyone (Buy vs. R No sensible financial advisor would advise borrowing more than a small percentage of assets to invest in equities, so this scenario is not a valid comparison. The valid comparison is to compare the savings a...
  18. H

    Revenue limits & defined contribution

    Ah ok thanks, that was the bit I was missing.
  19. H

    Revenue limits & defined contribution

    OK but what's a "pension" defined as for a DC scheme. As I can choose to draw an income by selling assets in an ARF at my own timing, is it that I cannot draw more than 2/3 final salary a year by selling ARF assets?
  20. H

    Revenue limits & defined contribution

    I'm trying to find a straight answer to how the revenue limits on final pensions apply to DC schemes - do they? Because in DC schemes you essentially end up with two/three lump sums, the tax free portion, the AMRF (assumption) and the remainder for an ARF, how do the limits operate? Because of...
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