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There is a third option- career break. If you took it for six months (maybe a year) it would give you opportunity to look coolly at your options. When you're in a high stressed position it can be hard to detach. Six months career break would give you a break .. to clear your head.. do your...

You have the opportunity to take a career break to take up work in the private sector. That would allow you to dip your toe in private sector and see if you like it. It won't have huge impact on your pension if you take a year or so. (I take it you're single pension scheme so can't buy back...

Did the barrister put their name on the applicant submissions? If so, it's not speculation. However, if they didn't, obviously it is. I would be very surprised if a barrister put their name to the submissions. Isn't there a box to tick if you've legal representation? If the applicant has...

So there's a conflict between the wrc rules and the bar Council rules. The practical point is- if the barrister is negligent in representing the client without a solicitor, will his professional indemnity cover that? I'd say the answer is no from the Barristers insurance cover- but that's just...

I presume the Barrister put their name on the applicants submission?

Why not simply contact WRC cc the applicant stating : " Rule 3.4 of the Bar Code of Conduct states that Barristers should not take instructions directly from a client . Please let me know what solicitors are acting for you the applicant

He had a passport..25 years ago! No travel pass unfortunately. hopefully will figure it out. That vulnerable customers unit is simply a "computer says no" exercise. Ive been on to them for over an hour yesterday. Are some banks better than others with this kind of thing? I'm seriously...

So that ml10 form was discontinued in 2022. However, there appears to be flexibility with id Bpfi guidance: "This guidance indicates that while passport and EU or Irish driving licence are accepted as standard forms of proof of identity, a bank will accept alternative documents as proof of...

Thanks. It's all a bit stressful. He needs very specialised medical assistance at the moment. I even suggested in my branch that I'd show them exactly what is being bought for him if that would help. I don't know what to do. Where do I lodge a complaint?

For online passport application he needs ppsn card. He doesn't have one. I've contacted the vulnerable customers unit who told me go into my local branch. I've been into local branch several times now and they have everything except the id. He has no cheque book so cant operate his account. he...

My father has banked with bank X for over 40 years I have also banked with bank X for over 20 years. My father appointed me as attorney under gpa. Local branch where I live sought all my details including id, utility bills etc when I furnished them with certified copy of gpa. My dad's solicitor...

You also have the option of paying up to 10% per annum off your mortgage while on that 1.95% rate.

You're public sector. Have you explored buying back years to enhance your pension (to cover time on leave/time part-time etc) The terms of pre- 2012 defined benefit pension will probably never be as generous again. If you're that category perhaps look at that. It may be better value than avcs .

Very helpful. Thanks

Just to add I am wondering about how to do a once off single payment lump sum into psra avc (if possible). The other thread references monthly premiums- : thread in public sector pensions Public sector pensions Do any state or semi-state bodies facilitate PRSA income tax relief at source?

"The PRSA must be an AVC PRSA linked to their public service employment and not a common or garden PRSA." Just wondering how does one go about setting up an avc linked prsa? Are there any particular steps to ensure prsa avc is linked correctly?

I don't think you can currently buy back years (notional service) in single scheme. As already stated you, you might need some money for college fees for your 15 year old. Or to help with house deposit for 26 year old (say as a loan) That's worth thinking about . Given ye aren't saving...

From the current RTB1 form: "Subletting occurs when a tenant permits another party to lease the rental property that the tenant has leased from the landlord. Subletting can only take place WITH THE CONSENT OF THE LANDLORD. Both the original tenancy and the sub tenancy is registered" This...

Well the vast majority of deaths arising from covid *whether from transfer to nursing homes of elderly/directly attributable are reported as taking place in the over 65s. So there's a lot of dead people who can't thank you because.. they're dead. Many older people quietly help their adult...

Meanwhile in London free public transport for disabled AND free taxis for those severely disabled/over 80 or 90. Ireland is way behind Britain. Free transport for the elderly is a minimal cost and a sign of us being a decent developed 1st world country (like our neighbours Britain) __________...