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The money arrived - some 45 days after the trade. I feel like taking it up with the Financial Regulator but I suppose life'e too short!

Thanks, Brendan - I wrote to the CEO directly as suggested. Got an immediate response by email and a promise that the money was on its way. Not a great way to do business though - I'll have to wait and see if it actually arrives as promised!

I sold four lots of shares on 14 June, three through Capita Registrars and one through ComputerShare (on the honestly given advice of my stockbroker who said he couldn't compete on cost!). The Capita sales were very well handled and I received settlement in 5, 7 and 8 days respectively with all...

An architect or engineer is essential. We put on an extension last year and the architect was brilliant and saved us a lot of money as well as coming up with a much more practical solution than we had in mind (and gave us a very good price for his own work on top of that - its a buyers market)...

Each credit union is a seperate republic and do things differently. The credit union I'm involved with pays a 1.5% dividend but also gives me instant hassle-free access to my money as well as free insurance. Over 50% of our membership is under 40. Down the road however Brendan is right in...

Get an accountant... You should enquire about a good accountant locally .. ask a couple of small self-employed business people you respect for their opinion ... don't go to a big firm. Some pro's and con's on using a company: Pros: Limited liability (very important depending on what you do)...

Garmin's support sucks I bought a map update for my Garmin - it wouldn't install. After about 10 exchanges of emails where they seemed to deliberately misunderstand the issues they finally said they couldn't do anything for me as I was out of guarantee. Because I had 'opened' the map update...

Yes - I'd similar trouble - eventually I dismantled the unit (it was 3 yrs old) and installed its hard-disk as an internal drive in my PC so as to get at my data.

No doubt about it - get an architect - but shop around. I'm doing a job and my guy is excellent - did a deal with him for a very reasonable sum for a plan and tender specification - results in range of prices from 50k to 70k! I was originally by a builder told the job would cost over 6ok. Now...

Hilarious if you read back over the posts. ... and we live in an 'open and transparent' economy... No wonder we got into this mess - it like a labyrinth.

Magnificent Gerakas beach in Zante (Zakynthos) - you get to swim with the turtles if you're lucky. No 'facilities' - just as nature made it. Off season, Papagaya beach in the south of Lanzarote. Again no 'facilities'. Any other suggestions?

The only way those leaving can force a 'redemption' of their shares is by putting the company into voluntary liquidation and all its consequences and costs. You should come to some agreement as they will be a millstone around your neck in the future if they continue as ordinary shareholders...

I would certainly suggest your credit union. They are likely to be the cheapest depending on which particular one you belong to and have less red tape. If you pay by direct debit from your bank you will effectively build up a credit rating with both the credit union and the bank (and possibly...

As I understand it, bankruptcy isn't as clean as it sounds as you can continue to have to make payments for up to 5 years after the initial 3. The biggest consequence of any of the arrangements is the they will be on public record and financial institutions will not normally be able to lend...

Thank you, Brendan and others, that discussion has cleared up a number of questions for me. Am I right in saying in a nutshell that the Irish Central Bank was allowed to temporarily create €30bn of money to rescue Anglo but that this money created has to be extinguished over the next 10 years...

.. to finish my story (see previous post) in the interest of fairness. I was contacted be a pleasant and apologetic lady from Three who took the trouble to explain the mix-up that had occurred at their end. Even though I'd moved provider they still sent me a cheque for the disputed amount plus...

Was there in January - had a good look around Playa Blanca in South. Prices had certainly dropped a lot in the two years since we last looked but are still a lot higher than Tenerife, for instance. We decided to do nothing for another year.

I've paid mine this week. The principle of the tax is a good one although it will need a lot of tweaking ... so we'd better get on with trying to bring the country out of the mess its in. What we badly need is to see it going hand in hand with genuine local government reform and accountability...

... deposit rate differences .. I'd like to be convinced of the safety of our banks but I've one main nagging worry. Why are the likes of KBC prepared to pay a much higher rate in Ireland than they do in their home country? I know they are probably matching lending risk but they must view...

...the end of the matter... I started this thread so just to let you know how it finished up. Having got no satisfaction from Bloxham, I eventually took the case to the Financial Ombudsman. Bloxham appealed the Ombudsman's finding against them but eventually settled just before the High Court...