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Hi, I am filling in form for fair deal for my Mum. She has nominated people on her credit union account. Do I include these in the fair deal application too, are they treated like a joint account ? So does that mean half the balance will be considered in the calculation? Thanks

Hi I know a person can claim tax back if they pay fees for someone else. But like medical expenses, can the person themselves in the nursing home claim tax back on their own fees......they have paid tax all their life, obviously getting pensions now....or does person only get refund if...

Was there any complications when executing stuff after your Mum died with the solicitor going this route without enduring power of attorney? Did solicitor have any issue that bills were paid from parents account with no attorney in place is what I want to know really.

I found the local office that issues the fair deal form very helpful too, nursing home support section. They are used to families ringing with queries that are possibly stressed out and unsure as it’s new knowledge to the families and it can be very overwhelming at times.

Yes all of utility bills for house come out DD from account. Yes think might be best for us, will keep record of all transactions for clarity. Thanks for your replies.

Thank you for the replies. Yes my siblings too would be happy for this way too but I was thinking enduring power of attorney gave more right for unexpected stuff. Do the banks have a form that my Mum could sign showing that I make payments from her account. The only issue I can see not having...

Hi, this is a learning curve to me and my family. Our Mum has recently entered a nursing home after a year of delirium episodes which she recovered from briefly but the last stay in hospital amounted to not a formal diagnosis of dementia but she has low to moderate impairment which probably...

Hi , My Mum is waiting to go into a nursing home and we are looking into payment options for her contribution. We are waiting for fair deal to complete. I have recently read that you can claim tax back on fees, if someone on higher rate of tax in the family was to do this….how does it work….do...

No , if I remember right bank didn’t want one. I would have if I had to. Just letters from bro every so often to update on where appeal was at. Took about 6 months

KBC

If people are any way unhappy with their redress amount they should appeal.I was unhappy with compensation part of ours for all the stress 9 years caused, I felt it wasn’t a good enough reflection. I filled in forms and appealed as you have nothing to lose, wasn’t expecting much if at all but...

I went through appeal process last year, can’t remember dates offhand, but think it started during Summer and completed Oct. A lot of letters been sent to verify stuff or if you wanted to add any extra info against KBC. I was appealing the compensation amount as In our case the compensation rate...

Congrats Peemac....I too received letter Friday. Very happy to be back on tracker, Happy with redress amount, mortgage adjustment , €650 legal cost cheque, a bit disappointed in compensation amount which is about 13%, or over the 8.5 years we were waiting works out at about €50 each month for...

Hi Peemac, is this your rate change letter or compensation letter?

Sorry they didn't give a name but it was a man and it was just after 12pm.

Emailed tracker redress for KBC yesterday morning still waiting a reply. Rang them this morning to ask when impacted people would be notified as their statement said early November....he said by the end of year. I asked by phone or letter....it will be by letter.Anyone else told anything of...

Hi DamC82, What is the 601 about? Is that the number of KBC accounts effected?

Hi Peemac, Am with KBC too. Tracker was written in special conditions of my mortgage contract. On the mortgage fixed rate form I signed ( which was very poor quality and barely legible) it stated that fixed term effective from 1st Aug 2006, thereafter reverting to "company's standard variable...

Mine was stated in the special conditions section of the mortgage form

Hi Sanparom, it was probably back in 2010 or 2011 that I went to FSO. The next step are been refused By FSO was.high.court which I couuuld never afford. The new FSO is supposed to be more fairer and consistent in results. I haven't done anything with it since but have kept track of it with...