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    Did Michael O'Leary Actually Qualify As ACA ?

    It’s none of our business whether Michael O’Leary qualified in anything or not anywhere.
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    Friend refusing to repay loan

    1. Most of us are honest. (Not everybody though - fact) 2. No problem from me believing many enjoy holding doors for others. (Except the bra burner who failed to see my decency and abused me for holding a door open for her) 3. We usually hand up items we find. (Don’t say that too often to a...
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    Two months in Spain this coming winter. Suggestions.

    Just an update on our current 12 weeks stay in Andalusia - We didn’t drive to Spain as we had intended. Events in Ireland scuppered our original plans and Ryanair vouchers were about to expire to boot so all-in-all we used Ryanair again. We miss not having a car, but we can use the local...
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    Holiday home Spain or Portugal ?

    Please see my previous truthful extensive posts on the most of this subject. In a nutshell, unless you’re dripping in loll stay well away from buying property abroad. If you want only one argument against:- Why buy Spanish/Portuguese property (with all the concerns, maintenance, upkeep...
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    Friend refusing to repay loan

    I’m not surprised by this scenario. Your relation who loaned the money probably doesn’t have the street-cred of the likes of me (who doesn’t trust anybody, anywhere or any time) and some other posters. Chalk it down to experience and a down payment to a lesson of Street-Cred savvy. Likely, it’s...
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    End of Year Statement. Tax.

    . . . Or you can opt for the written statement per MyAccount. If you are jointly taxed one can have an online statement and the other a hard copy written statement. It’s just a simple ticking of a box.
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    The boys in green

    Nothing won yet; let’s not put a hex on them.
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    Retirement on ill health grounds query

    1. When you retire on grounds of I’ll health you are entitled to your pension with immediate effect. 2. Your Social Welfare entitlements will be dealt with by them on your claim. 3. You are also entitled to a Lump Sum.
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    Retirement on ill health grounds query

    1. If the Medical Officer feels work stress is the cause for retirement on grounds of I’ll health the answer to @Mamamia22 question is Yes. 2. Calculation for added years is a little different depending on which part of the PS/CS one is working. The maximum of added years is eight (uniform). HR...
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    Retirement on ill health grounds query

    1. The employee has 27 years of actual service and if retiring on grounds of I’ll health occurs some years will be added to those. On a guess the employee would be entitled to a little more than three quarters of the full pension. 2. I can’t say anything about the Salary Protection plan; best...
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    Mary-Lou "United Ireland is within touching distance"

    How can anybody expect any person (in the Republic) to support a call for a United Ireland when our taxes would escalate spectacularly to pay for extra security etc? Not all of us are stupid! Incidentally, it would be interesting to see how many Northern nationalists would vote for a United...
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    Problems retrieving house deeds held by AIB

    Back in the day AIB were slow in returning our house deeds. It took them only two years after we had cleared the full term mortgage. Pity they weren’t that slow in increasing the interest rate back then.
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    Mary-Lou "United Ireland is within touching distance"

    Please tell me what’s in a United Ireland for me. No President Kennedy quotes please.
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    Mary-Lou "United Ireland is within touching distance"

    In the 21st century I don’t get this United Ireland caper. United Ireland or not I’ll still be shovelling the proverbial while the chosen few will be lavishing in riches. What’s in it for me? Or indeed the plastic Paddy Celtic jersey wearing brigade?
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    After Retirement

    We’re in Spain since last Sunday and plan to be here until after Easter. Nice warm breeze, some good sunshine every day, beautiful walks, using the local municipal heated swimming pool, no rain, no cranks, plenty of reading, good company, loads of Netflix late at night, good food, good wine, not...
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    Key Post Some wealthy people are worrying unnecessarily about their finances.

    This is an excellent thread and for many, some of the posts (especially Brendan's opening salvo) are worth copying for future use. I can't add much to what has already been written but getting back to a quotation of a former supermarket owner (Not exact quote:- The marketplace is completely...
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    Can I retire now at 61 (Another one)

    Financially, you are well positioned to enjoy retirement. With respect you're the kind of person who could give sound financial advice to people in their 40's with forward financial planning. I see you have the option of working part-time, if necessary. Not only is your situation a winning...
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    Helping elderly parents get their “affairs” in order… where to start?

    Excellent document there @T McGibney. I can't fault it (and there's always a "but") - The main problem is to get elderly people to complete it. I know elderly people who have not claimed the allowance for free electricity or free tv licence just because it involves minimal computer work. And...
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    Helping elderly parents get their “affairs” in order… where to start?

    @NormaJean - If you're parents have contributed to social welfare "stamps" over the years they'll qualify for an Old Age (Contributory) Pension. If they haven't they may qualify for an Old Age Pension (OAP). The Contributory Pension is not means tested; the OAP is. I don't want to know what...
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    Ryanair Gift Voucher

    I just got a brainwave - If you feel obliged to purchase a present for somebody you don't like, there's nothing like giving him/her a Ryanair voucher for some kind of schadenfreude. It'll cost a few bob, but it's worth it.
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