Search results

  1. M

    Dividend withholding tax on Euro stocks

    ETFs registered in Europe are typically UCITS compliant and are subject to 41% exit tax and the 8 year rule. ETFs which are not UCITS compliant (e.g. most US ETFs) are generally believed to be subject to income and capital gains tax. However, if you buy US ETFs, you may be subject to US...
  2. M

    50 income poor asset ok. Expenses Looming

    > Any suggestions welcome. you are borrowing 9,000 at 3.5% while you have large sums on deposit which are likely to be earning much less than 3.5% (and you must pay DIRT). So, I'd consider repaying that loan, using money from your deposit account, if there are no early repayment penalties...
  3. M

    Tax Treatment of ETFs and Investment Companies (Trusts)

    Interestingly, there's also a register of authorized investment companies (Authorised Designated Investment Companies, Companies Act 1990 Part XIII ). There's been an argument that UK registered Investment Trusts fall under Part XIII taxation provisions but no IT's are listed in the register at...
  4. M

    Tax Treatment of ETFs and Investment Companies (Trusts)

    > This ETF is listed on [broken link removed] as an authorised UCITS wef 3/7/2009 I had never checked this useful register before. Were I investing in an ETF, I would try to choose one from it. It's available at: http://registers.centralbank.ie/FundSearchPage.aspx As an example, a search for...
  5. M

    Last nights Prime-Time (Pension query)

    I punched the figures into the Irish Life annuity quote application. For a 65 year old male with a 450K fund, they would offer a flat pension of 21400. For a pension rising at the rate of inflation, they quote approx 13700. If you wanted to include a 50% widows pension (assume also aged 65), the...
  6. M

    Tax Treatment of ETFs and Investment Companies (Trusts)

    I had always assumed that Investment Trusts were taxed in the same way as any other stock market quoted company. I did a little digging once I saw the posts here in AAM suggesting that they may be subject to tax in the same way as UCITS funds. I think it would be nice if they were but I have...
  7. M

    Tax Treatment of ETFs and Investment Companies (Trusts)

    I had a look at the prospectus of one of the funds listed by 3CC above: iShares S&P 500 Monthly EUR Hedged (IUSE). The prospectus (iShares V Plc Prospectus) is available at: [broken link removed] Details on Irish taxations can be found starting on page 86. Here's a short extract from Section...
  8. M

    Investment Portfolio

    there are 2 reasons why i wouldn't invest in the funds proposed by the OP: 1. for some of the funds it's not clear what the target benchmarks are or even what they invest in 2. the charges are high For 2 of the funds with clear benchmarks (Robeco Asia-Pacific Equities high (msci asia pac...
  9. M

    Taking the ETF plunge

    unfortunately, I can't claim to be an expert. I too am a paye worker and I return Form 11 every year. Looking at Form 10, I don't see any way to enter gains/distributions from ETFs that makes it clear that they they are not regular dividends (taxed at marginal rate) or capital gains. Perhaps you...
  10. M

    Taking the ETF plunge

    > I understand that anything domiciled in Europe is better although I cannot figure out why. I think this is because the European domiciled funds are typically UCITS funds which means that they are treated as offshore funds by Revenue (even the Irish ones assuming that they are held though a...
  11. M

    Investment Trusts With No Dividends

    I don't know a god way to find this information. I usually use theaic.co.uk and sort based on the dividend yield. The greater majority of IT's do pay dividends so you may have to settle for low (rather than no) dividend paying companies. > I do not want to be paid dividends as their tax...
  12. M

    Investment Trusts & Dividends

    >Is it possible to buy investment trusts that do not offer any dividend but just offer capital growth only? Yes, some IT's do not pay dividends. I use [broken link removed] (search by geographical or specialist sector) or http://www.trustnet.com/ to find possibilities.
  13. M

    Investment Trust Shares

    Taytoman, you could do some research on http://www.theaic.co.uk/ and http://www.trustnet.com Both these websites have good info on IT's and allow searches based on category. -maturin.
  14. M

    2 potential threats (IMF or rejection from Euroland) and the effects on our savings

    I'm sure there are lots of options. One example is to open an account with Keytrade bank in Belgium (www.keytradebank.com). Keytrade are a subsidiary of Credit Agricole and provide a stockbroking service as well as banking. Search the forums for more details. I have no connection with Keytrade...
  15. M

    Aengus Fanning: We're just a German economic outpost

    >Brian Cowen was rated as number Finance Minister in Europe by the FT in 2006. A point worth noting as the finger pointing goes on. Dave, I'm curious. What number did the FT rate Brian Cowen in 2006? High or low?
  16. M

    What is a billion €?

    In the US/UK/Ire, a billion typically refers to 1,000,000,000 (a thousand million). In many European countries, this figure is referred to as a milliard and a billion is 1,000,000,000,000 (a million million).
  17. M

    May Day in France and public transport

    My experience from a few years back is that there are at least severe restrictions on May 1st on that coast. Perhaps you could check the sncf (french rail) web page to see if they have timetable details for May 1.
  18. M

    Key Post Various questions on low cost index funds

    Re: How do I buy the Vanguard Index 500 Investor VFINX (total Stock Index)? Actually, I believe that VFINX is not an ETF but rather a mutual fund. Vanguard (as far as I know) don't offer these funds to retail investors in Ireland. For non-retail investors, I believe that they require a min...
  19. M

    Nespresso capsules/Belfast

    Thanks, I'll give them a try. M.
Back
Top