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    Motor Uncashed cheque never honoured?

    My wife was involved in a car accident in 2006, which the other party agreed to pay for without admitting liability. Both insurance companies were involved. We got the 600 euro cheque but forgot to cash it and the cheque became uncashable after 6 months. I wrote to the other party and asked for...
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    Investment Property in Negative Equity

    If I was in your position, I would foresake one small amount of income/repayment to pay for some advice from an accoutant or solicitor. I think you should focus your plans on trying to save your house. Concentrate on how to meet that mortgage payment every month. Go to the bank of the first...
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    HELP Repossession Advice

    Shawsie, On the face of it, are you sure you've evaluated all of your options here? You've managed to make 6 months repayments; and your property is only 25% underwater; and you have a tenant. Are these repayments at the lowest possible amount - interest only, stretched as long as the bank...
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    Sell now after 6 years ... or hold on if possible?

    Should I sell the investment property below (and use surplus cash to invest in a pension) ... or hold on to it to try and recover my losses? I bought a UK investment property 6 1/2 years ago. After 5 years of interest only payments, the loan went to full capital/interest repayments and I...
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    Dublin Wanted: Financial planner

    I’m looking for a financial adviser who will help me make a decision on an investment - whether to sell or hold onto a UK investment property I bought 6 years ago. I’m looking to pay a fee to get a projected forecast – euros and cents – of the potential performance of the investment over the...
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    Negative equity. Can the bank sue me for the balance?

    Euclid 1. Get a good fees-only, financial adviser to outline some options. It will be worth the 1 hour fee. 2. Can a relative not stand in the monthly payments gap - between what you can pay and what they could pay - until the market picks up and the house is worth closer to what you paid for...
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    Warsaw Prices - What's the latest?

    Small piece today about new Wola development from the Warsaw Business Journal. Avg price per sq m is 7.5000 zloty. New Residential Estate in WolaJanuary 6, 2010 Bouygues Immobilier Polska is building a new residential estate called Villa Arte in Warsaw's Wola district. When completed, the...
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    Electric Storage Heaters or Gas Central Heating ?

    Quick question to original poster: what sorts of costs are you talking about for the entire installation of storage heaters? Ballpark? > EURO 2,500 OR > EURO 5,000 OR > EURO 10,000? Thank you
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    Ecco and Merrell shoe website wanted?

    It's hard to find "cheap" Ecco shoes online. I have found some on a UK website, Shoes International, which deliver to Ireland. The price difference was about €30 on a pair of €140 boots, and I blogged about it here.
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    can no longer pay on foreign property

    Suggestion for original poster: * Try seriously to rent them. Cyprus is winter sun destination. Your Paphos property will appeal to Irish and UK people, 55+, retired or with time on their hands, who want to spend 6 months of the year in the Cyprus sun. Concentrate on renting the Paphos...
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    liability of former director for company mortgage

    Yes, it was a limited company. And can you explain the circumstances if a personla guarantee was given ... or not Thanks
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    liability of former director for company mortgage

    The question is about the responsibilities of a company director for a mortgage that was signed for when you were previously a Director. A company has a mortgage on a residential property. If you were a Director of the company when the mortgage was taken out - but no longer a Director or an...
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    Signed contracts for US property without legal advice or mort approval: Advice?

    Harvest You should think again. What you DONT know: * the $1600 rent you've been guaranteed is likely to be 20% more than the market rate. The actual typical rent is more like $1,250. * the monthly apartment fees are likely to be 20% more than you think. * the local property taxes in...
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    view on cyprus

    does anyone havea knowledge of cyprus? I'm looking at buying a holiday home there and I am attracted by the amount of sunny days there particulalrly in winter. I'll visit later this spring one aspect that is hard to get a handle on, is prices - are they going up or down or the moment...
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    finding out about number of years of service

    I've looked through the other threads but can't see an answer to my question. My wife has been in and out of "HSE" jobs - hospitals, HSE related companies (e.g. state sponsored bodies) - since 1983 and is certainly contributing to the superannuation scheme now. In order for me to make an...
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    Default on Spanish Mortgage

    Agree you need professional advice but it is highly unlikely unless the Spanish bank took security against your family home in order to give you a mortgage for the spanish apartment. To jog your memory: * did the spanish bank get you to give them a valuation of your family home, when you...
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    Dubai : Aer Lingus ceasing flights.

    "like no were else in the world" sounds like a line from Alice in Wonderland ... which it probably is ... at least where Dubai is concerned.
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    Swiss Franc mortgages

    Anyone got a view - from the currency rate exposure perspective only - on whether it is a good idea to use a Swiss franc mortgage to buy a property in the euro zone? I would hold the property for 5 years, so that is the timeframe. Its tempting, as the Swiss franc has depreciated against the euro...
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    Italy - Investment

    I'm interested in Italy too - but as a (cheaper) holiday home, not an investment. I doubt if capital appreciation will be particualrly world beating in Italy. But on the subject of the Dons as a reason not to buy a holiday apartment, does anyone have any actual concrete reason for not buying...
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    market crisis - what exactly caused it?

    the poor borrower is getting a bad rap. sup-prime borrowers did not all gang up together and decide to take down the system, Sub prime lenders designed these products so that they could be resold / repackaged in the secondary market and make money twice. As usual, the banks have done a great...
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