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Just to clarify, do I get the benefit of the compound interest / gain that the 1.75% would potentially make over the years?

Thanks for your reply. Just one more question, in terms of the rebate, if you adhere to the conditions and are entitled to the rebate, do they just refund 1.75% of the original sum invested or do they allow you to keep the money that has been made as a result of the investment also.

I have an avc currently with Cornmarket. I was recently approached by a broker from PSRA, who claim to be an independent financial advisor, although I know myself they are not independent in the truest sense of the word. They want me to change over my avc from Cornmarket to Zurich Rebate Scheme...

Just wondering if Phonewatch are governed by comreg? They have claimed that an elderly relative of mine is under contract despite the fact the contract with them finished over two years ago. Many thanks

Well I explained in the original post it wasn't something I had sought out. It was something suggested to me by the auctioneer so I didn't expect anything. It was a relatively friendly sale as while we are not known to each other, we have mutual connections. The sale was delayed by them having...

Thanks for your input everyone. Sorry Peno, you say "he isn't 100% sure the sale will go through so can't release the keys." My understanding was that once the contract was signed and the deposit was paid, there was no backing out so to speak, or if one did they would lose their deposit! I have...

Just a quick question to ask people's opinion on this matter. I am currently nearing the end of a very lengthly process of buying a house, having gone sale agreed in early December. Six long months later and the end is finally in sight. Last week I had a call from the auctioneer wondering why...

Have gone sale agreed on a property and have been approved for a mortgage with Bank of Ireland. Mortgage amount 112k over 25 years and I'm a first time buyer. I know there has been plenty of discussion regarding whether to fix or go variable. Is the general consensus to hold tight and wait for...

As you know yourself obviously these apartments are a very healthy location, close proximity to town, temple bar etc. as a landlord I would say they would make a good investment provided the asking price can yield a 7% yield on rental return at least. However, some issues that you may want to be...

I will be inheriting a house and farm from my parents shortly, although they will continue to live in the house for the rest of their lives. Are there any complications this could cause if buying a house myself in future? I presume there isn't really as much of a incentive anymore for being a...

Drumcondra is just another North Side city centre locale - with all the associated crime, traffic, and drug problems. You would be mad to try to raise a family there. Couldn't disagree more with this statement. Lived in Drumcondra for years and never had any problems. The areas such as Dorset...

I am writing on behalf of a relation who has recently been turned down for an invalidity pension. He injured himself over two years ago and his injury has resulted in him being unfit to return to work since then. He had been in receipt of illness benefit for 2 years but as this is the maximum...

Did I not make provision for similar circumstances to yours in my post when i mentioned about detached houses and big gardens etc. Also, property prices continue to drop outside of Dublin so where they are now may not be an indication of where they end up. However feel free to support your...

Just wondering where you came up with the value for the house you own? You say you can't sell your house in Cork and generally speaking if you can't sell your house it is not priced correctly. While I know it is unfair to value a house solely on rental yield, unless it is detached in a leafy...

Thanks a lot everyone. Some useful information to digest there. Might be worth taking a look at anyway. One more quick question, can someone confirm for me whether the address is actually Dublin 9 or Dublin 3. Daft.ie has one property on the road listed as Dublin 9 with another on globrix.ie...

Yeah i have done that end of the research. It should return 8-10% depending on what price will be accepted. But would like to know the profile of area as well

Looking at a a property on St. James' Avenue in Drumcondra. Anyone know what this area is like. I understand that it is between Drumcondra and Ballybough, close enough to Mater Dei, St. Pats etc. It would be for investment purposes. Is rental demand here good? I know demand is quite good in...

In the past it would appear a lack of conscience was necessary!!!

Believe me, the vast majority of auctioneers did not act very "gentlemanly" during the boom years. Phantom bidders, gazumping etc. Only pay what you are obliged by contract. It will be a learning experience for him if you owe him nothing.

not saving for anything in particular. will probably use some of it to furnish a house if i buy one or would like to invest in something. am public servant with pension backed up by avc so have that side of things taken care of.