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  1. M

    Small bathroom renovation

    We're in the process of getting ours renovated. Phones a number of companies who do bathroom renovations, first thing I was told that cost would be €7.5 or above. We have selected tiles, sanitary wear etc and our total cost is coming in at €10k. (Munster area).
  2. M

    pension calculations

    Thanks Dunelm, that video does help.
  3. M

    pension calculations

    From what I understand I'm classed as "new entrant", post primary teacher. While I started pre- 2005, I had a break in service, so now on post 2005 calculations.
  4. M

    pension calculations

    I put "representative" because I did not think it appropriate to name the company. Additionally the company is selling a product, that is why I posted the question. I feel I presented enough details for someone with a better understanding than you or I of public sector pensions to answer the...
  5. M

    pension calculations

    Recently had a meeting with a representative regarding taking out an AVC. Trying to figure out some of the calculations he provided, but am unsure how they were calculated. Would love some other opinions. I'm Public Sector. Classed as a new entrant. If I were to retire at 60, would have 32 yrs...
  6. M

    AVC Pension Comparitor

    Hi, looking into the idea of AVC's at the moment, and am a bit lost. I'm hesitant about going with cornmarket, as I feel they can be quite expensive, and find it difficult to see on their website fees and charges. Just wondering is there a website where you can compare AVC's, and their fees...
  7. M

    Health Insurance Company Plan Plus Level 1.3 - alternatives

    Family 2A+2C, presently adults are on Company Plan Plus Level 1.3 and children are on One+ Plan . Looking at alternatives at the moment,looking towards the future I feel husband should be on something with good orthopaedic cover, I probably should have good heart cover. Ideally for kids would...
  8. M

    Roadside Assitance recommendation France

    Heading to France this year. Taking the car which is over 10 years old, and our own insurer Allianz does not provide roadside assistance cover in France as the car is over 10 years old. Just wondering if anyone has taken out, and can recommend a company for roadside assistance.
  9. M

    I need a little bit of help in changing jobs in the new year

    If the OP's response to working with the public is "Christ No", I'm not sure working with small children, especially those with special educational needs is the ideal career :o
  10. M

    VHI Renewal Vhi-PMI 37 13

    Thanks Mr Earl, Looking at that plan at the moment, which looks like a good option for us. Looking at the following at the moment, VHI PMI 4316, VHI PMI 4416, VHI 4015, VHI Smart Plan Family, VHI Smart Family 150 and Laya Simply Connect - would be inclined to go with one of the Smart family...
  11. M

    VHI Renewal Vhi-PMI 37 13

    Hi our renewal is due next week - presently 2 Adults are on PMI 37 13, and 2 children are on One Plan Complete. Would like to reduce the cost if possible, any advice on alternative options much appreciated.
  12. M

    Health Insurance Renewal Advice, parents and family

    Thanks so much snowyb, for taking the time, and such a detailed response. It definately gives plenty to focus on. Parents renewal is the priority at the moment, and Im keeping fingers crossed in relation to our own renewal dates that a few offers crop up. Health insurance seems to creep up and...
  13. M

    Health Insurance Renewal Advice, parents and family

    Hi, It's that time of year again.I have always found the advice in relation to health insurance here invaluable, and as renewal dates loom, I would appreciate input regarding the following policies. My parents, in their 60's are presently on VHI PMI 36 13, which is up the end of this month. As...
  14. M

    Childcare a key priority

    Thanks Sandals, would this apply to kids who just missed out by week or two? Might you have a link to any information - I think my little one attends the pre school class in the morning's of the creche he goes to, I just have to pay the full whack.
  15. M

    Childcare a key priority

    Hi Paul, my son missed out this year by 2 weeks, I got my hopes up when the minister said "from now on", but looking on the dcya.gov website it appears this does not kick in until September 2016, which is so disappointing. Funny how they didn't highlight this in the budget yesterday. Link with...
  16. M

    Laya 2A+2C Laya "Simply Health Excess" & 2A (parents) "Company Care Plus"

    Thanks Snowyb, once again, for taking the time and effort to reply, its much appreciated. Will have a good look into these.
  17. M

    Laya 2A+2C Laya "Simply Health Excess" & 2A (parents) "Company Care Plus"

    It's once again that time of year, and again renewal prices have jumped. We took the advice given here last year, thanks again, and am back looking for more advice this year. My parents are on laya 'Company Care Plus', which is up for renewal this month. We are on 'Simply Health Excess'...
  18. M

    health insurance renewal time

    Thanks for all the advice, my parents have looked at, and will probably go with Company Care Plus. Based on the recoomendation here, I had a good look at Simply Health Excess, still mulling it over, but think we might go with it,
  19. M

    health insurance renewal time

    It's that time of year again. My parents policy is up for renewal,at present they are on Aviva plan level 2 hospital, I was looking on the hia comparison site, and thought that company care plus might provide more bang for their buck, but feel they would like to save more money. Can anyone...
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