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    Save three times your salary before you’re 40 to retire?

    Hi, Reading an article in the The Guardian recently, advice is given that by the time you are 30 you should have at least the equivalent of your annual income saved for retirement. By 40 it should be three times your annual income; by 50, six times...
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    Equity release mortgage

    Does the application for an equity release mortgage have to be with the bank that holds the principle mortgage. I have a mortgage of Euro 100 000 with Bank of Ireland (tracker 1.65% with 15 years remaining) on a home worth conservatively at Euro 220 000. I was looking for a Euro 20 000 equity...
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    Effective tax rate?

    I've searched numerous times to find out our effective tax rate and the effective tax rate across other economies. In today's Indo there's a paragraph in Brendan O' Connor's piece, ''I'm all right' Jack may lose empathy of the people: 'But the realities of that seem to be that we are a very...
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    Starbucks and quality of coffee

    As a side note, I've heard a few Irish people speak highly of Starbucks, including my own sister- in-law. I always have to benchmark their opinion against an Italian's. There's a reason Starbucks doesn't have a single outlet in Italy because they'd be run out of the country serving up their poor...
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    Asking for advice - NYC

    AMTC, found this in The Independent Three lines run out of Grand Central. One serves the Hudson Valley; the Harlem Line winds north into Westchester County; and the third takes passengers out to coastal Connecticut. Today I'm taking the train to the end of the scenic Hudson Line. Tickets can be...
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    Another TRS query for 2013

    I'm a first time buyer having taken out a 144000 mortgage in Feb. 2004. Loan is on a tracker at 1.65% I took out an equity release loan for an attic conversion of 25000 in April 2007. Loan is variable at 5.05% I pay both loans bi-weekly, however the TRS has reduced as follows: Mortgage loan...
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    Pubs / cafes / restaurants in Maynooth

    I really recommend the Avenue Cafe in the main street....love this little restaurant and really chid friedly too.
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    Recommend a dishwasher brand?

    Definately Miele......my parents have just had to replace a Miele dishwasher after 17 years!
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    House in negative equity, heading back to Australia, advice needed.

    tilly1, take Bronte's number 1 option. Just turn your back and walk into the sunset. They will never seek you in Australia. Just don't tell them of these intentions.
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    ECB Rate Unchanged at 1%

    I think too much is made of the importance of Ireland, Greece and Portugal in the European scheme of things. If anything these countries will merely be refered to as collateral damage when history looks back.
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    January 2011 Stats: Deposits Continue to Leave Irish Banks

    The problem is trust, I don't trust that the Irish government has the resources to fulfil it's promise of guaranteeing my deposits. I don't trust that the Irish governmnet will not default.
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    Anomaly between P60 and Income Levy Cert.

    I just received my 2010 P60 and Income Levy Certificate. There is a €1351.56 difference between my gross pay on the P60 and the Income Levy Certificate, with the Income Levy Certificate showing the higher value. A €1297.86 difference occured in 2009. Should the P60 gross pay value not be the...
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    Would an International bailout and the IMF be a bad thing?

    The IMF are not concerned with growing an economy or improving the daily lives of citizens. They concern themselves only with balacing the books. In the short term this involves slashing public sector jobs and wages. As the only guy in town supplying the money, it makes the descions that weak...
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    Motor Give up no claims bonus for €600?

    I'm looking for people's opinion regarding a recent bumper bashing. I bumped somebody's car door and left a note on their windscreen with my details. The repair quote is for €600, however if I went through my insurance company I would loose my 10+ years of no claims discount, of 50%. I currently...
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    Irish pubs in Munich

    Why travel to Munich and find the need to find an Irish pub? I can assure you that you will find Bavarian beer kellers (halls) alot more facinating.
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    The practicalities of Ireland leaving the Euro.

    I think the ECB has quite successfully managed a devaluaton of the Euro by at least 10% because of the Greek crisis.
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    Is it the end of the road for the Euro?

    I couldn't agree with you more. There isn't enough appreciation for the Germanic way of business or governance in this country. Instead all you hear is this 'Irish Sun', 'Daily Star' mentality that, 'of course Germany should bail others out following on from WW2'
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    New Ireland & BIAM and ICS to be sold by Bank of Ireland

    I think after buying AIB shares, Warren Buffett doesn't touch anything Irish.
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    A good wine to use for cooking

    As the French say, "If you wouldn't drink it, don't cook with it"
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