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    Bill to regulate Management Companies for apartment blocks. Overall good bill?

    What happens after the vote? does it immeadiately become law after the presidents signs it?
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    Mortgage fixed ending - advice for new rate

    Hi all, We currently have a mortgage with AIB and the fixed term is due to expire this week. We have 6 years left of TRS (assuming the gov dont reduce it). Hear are the rates we were offered. LTV Variable >80% 3.49% 1 Year Fixed 3.59% 2 Year Fixed 3.69% 3 Year Fixed 3.89%...
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    Revenue suspending Mortgage interest Relief

    Mortgage Interest Relief should have never been allowed in the first place. The countries that have it are now experiencing the most painful property crashes.
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    Eagle star Savins plus Vs Irish Life Bonussaver

    Hi all, I recently signed up for an Irish life Bonussaver account through Halifax. It seems like a good product that you have a certain amount of control over. I will be paying €200 a month into the account and you do get bonus payments after a set number of years. My only concern are the fees...
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    Foreign Pensions and Irish Tax

    Hi all, My mother past away a number of months ago and now that everything has settled down my father and i are looking at his finances. He is receipt of a Widowers pension and job seekers allowance from Ireland. He also has an occupational pension from the UK. This week he received a letter...
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    Rent Relief

    Hello all, My girlfriend and i are currently renting a property from a family relative. It has been for sale for six months but is not shifting. We are paying €900pm which i approximately €200pm below the average rent for the development. This was due to the fact that we are a saving a deposit...
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    Best Credit Cards-Standard Rates

    At the moment i have an Ulsterbank Zinc card (13.4%). I was unhappy with the rate so i decided to get a Halifax (9.5%) card with the €100 bonus. I had the two cards for a few weeks when i decided to ring Ulsterbank to cancel my credit card. I have been with Ulsterbank for around 10 years and i...
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    Finding info on properties for sale

    Hi, www.irishpropertywatch.com publish asking prices from daft on a bi-weekly basis. The also publish a consolidated spreadsheet that show total days on market, price drops and how many drops. I found it invaluable in negotiating a sale. The EA tried to tell me a property had been on the market...
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    House fell through, need advice

    Thanks. Gonna meet with the solicitor tomorrow and work something out. We have been to see a few places since and none were as nice!!
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    House fell through, need advice

    Re: House fell through, need advice!! Our solicitor told us that she had 28 days to move out. Due to this we didnt push too hard on getting her out as we thought it was a matter of time.
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    House fell through, need advice

    Hello all, We need some advice. We went sale agreed on a property back in October 04th. We eventually got around to signing our contract on the 30th of October. The solicitor informed us that the vendor had set a date for the 13th of November to collect the keys. There was a small disagreement...
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    Sale agreed and contract signed but seller stalling

    I have never heard of a completion notice but i gather that our solicitor should have told us about this.
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    Sale agreed and contract signed but seller stalling

    Hi, i would just like to bounce our situation off of a few people. We went sale agreed on a property on the 4th of October. We were advised that the seller wanted to move quickly as she was in financial trouble. That suited us as we are FTB. We had a little dispute over furniture but that was...
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    Halifax Visa Debit Card - Beware of Issues

    Just opened a joint current account with Halifax. They informed us directly when we were filling out the paperwork that there were a few stores who were not accepting the debit card. I appreciated being informed of this as we had to think about it for a few days. In the end we went ahead and...
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    First time buyer and bidding

    Hello all, in the end we didnt have to get a friend to call. We actually forgot to call the EA over the weekend. We planned to raise our offer to get things moving on Monday but the EA left a voicemail saying that she was desperate to sell and would accept our original offer. Just paid the...
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    First time buyer and bidding

    Thanks, we have remained quite emotionally unattached from this property but i wonder if the market is picking up as the EA said?? My girlfriend wanted to say that this is our 'final offer' but i was more inclined to say 'it still stands' or what was quoted in the last reply. I am waiting for...
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    First time buyer and bidding

    Went to view the other property on Monday. It was OK but was no as nice as the previous one. We then noticed that the nicer property had dropped their asking price to €365k from €375k. Our last offer was €352. I then got a phonecall from the EA who showed us the 2nd prop asking if we were...
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    First time buyer and bidding

    Very interesting article!! I havent contatcted the EA in a while but one of his colleagues left me a voice mail about a different property. He said 'it may be easier to buy'. I think we may view this place even though we are set on the first property. I guess it will give the impression that we...
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    First time buyer and bidding

    I dont think things are that bad. Buyers just have a bit more room to negotiate in the current climate.
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    First time buyer and bidding

    Thanks, i think our offer is decent for the current market but its hard to know which way it will go in the future. The next interest rate decision will be important for everyone. Fingers crossed
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