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The two biggest increase in costs this year will be motor insurance (up by generally 50% for most people) and now bin charges (up by my reckoning 100% for most people). Its amazing how these issues are not headline when the people moaning about water charges (a measly €160 a year) are getting...

Went to get a car loan this week and it was bluntly rejected. I understand that because I am on a mortgage restructure (for three years), that this has a negative effect on my credit rating. Never missed a payment but had restructured. House is not in negative equity (but close) I reckon...

www.ldlines.co.uk just booked the family to france with a four berth outside cabin return for £251 (300 odd euro). Booked the first two weeks in August. Seems like anytime of the summer is doable. Irish ferries and the other are normally nearly a grand.....

Just wondering if anyone can help. We have a six floor office in Dublin, with six fire points (12 extinguishers). We had a company in the last few years to 'service' our extinguishers (about 400 + vat) but this year I rang up another company to get a quote. So the guy came in, and he...

I would have thought rejecting the card in Tesco would be the obvious solution as a bank. The way I see it, by not rejecting these transactions (not DD's), whilst the bank can say they are doing the honourable thing, the real reason is that they are making more money out of this. I cannot...

I would have thought, if AIB are going to cancel the overdraft, that you could not then withdraw or go over whats in the account. My wife went €1.64 into her overdraft (which they cancelled last month) yesterday. She is now going to be hit with large fees, because of that. There are no...

The story gets worse. My wife sorted her overdraft out. The facility is now gone. Yet, she is still able to become overdrawn and be hit with higher charges. What the hell are they playing at? They call it an unauthorised overdraft, I havent seen the charges yet. Surely if they take away...

Its a personal account. Reason given was lack of income. If its not paid, she will be deemed to be over her overdraft limit (as her limit will now be zero). I will look up the exact charges tonight.

AIB rang my unemployed (solicitor) wife this week to tell her that they are cancelling her overdraft. She has to pay it off by a certain date in february otherwise there will be excessive charges. We're talking €400 into a €4k overdraft which she has never gone over €1500 into (in eight...

sorry for the delay, but we are very happy with the job that our polish builder did (so far). We got a worcester boiler, it took 2 days full days. I was very pleased with the work done, the quality of the fittings and finish. No doubt in my mind, that the guy is certainly very talented...

Finding offices is not as easy as people will have you believe.....this is the right fit for us. In fact, its very difficult to find a decent Georgian office in Dublin 2 with the right dimensions, thats not a kip. We have approached that scenario about paying for the rates, but they dont...

We are looking to move into a new commercial premises. We're at lease stage at the moment, but there is a significant outstanding amount due to the Rates office. We want it cleared, but they cant afford it. They are saying that they are going to get a solicitors letter drafted up that will...

interestingly, we had a final guy in yesterday. He basically said to forget about the €560 grant. Put in a lever instead of the controls, the lever never breaks down and you'll save yourself in the long run as the electronic controls have a habit of breaking down. What do people think? The...

quick update, all the quotes are coming in at €3k or higher except for one guy who is at €2,400 with a quality boiler aswell. He's a polish guy, seems like a good guy and is registered like all the rest. The irish plumbers seem to be indifferent to wanting the business, they just throw you...

so I'm confused. I have gotten 3 quotes for a new gas boiler with controls upgrade. Each price just keeps on getting higher. So far its €3,000 - with ideal 50,000 btu boiler €3,390 - with ideal 80,000 btu boiler €3,500 - with bosch boiler(no idea how much output) I got quotes a...

yep we have all that. Our three month deposit is probably in serious jeopardy, but its not a small sum, so we will probably have to go chasing for that.....

We're a small company with a 4 year 9 month lease on a building. There is a three year break clause in our lease with which we have to give 6 months notice. We did this a while ago (just over six months before as per terms) by registered post, sent the landlord a letter stating that we were...

I work as a director of an accounting agency. 30% is nuts. It's unheard of in today's Market unless you were doing an international search for an MD level candidate. More typical is 15% with 10-12.5% not unheard of at junior levels (<50,000). Obviously it's success only and free to see...

and dont forget to make sure that they have an 'e' marking as otherwise you will fail your NCT. I got four goodyear eagles about 2 years ago and there was no marking......

Can anyone recommend anyone else, based in D3. Need boiler/controls upgrade for a three bedroom terraced house with 8 rads.