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Oscar Wilde said the last refuge of the scoundrel was Patriotism. It seems the last refuge of certain people these days is to mention Bankers and the Banking crisis regardless what the subject under discussion. So goodnight and good luck.

So if the media made a big song and dance about this, thereby misleading lots of people into thinking they shouldn't pay the 2012 charge or that, assuming that they already have as most have by now, that they were wrong to so do then you would be happy? You don't have to be an expert or style...

No that's not what I said. I believe many voting No are homophobic, most of those may be latently so. However I also believe there are people voting no who are not homophobic but are voting no for reasons they believe to be correct. And I believe those reasons not to be correct or factually...

I'm voting Yes because I do not know of a single valid fact based reason to Vote No. I'm adopted so I know a little about growing up with parents who are not biologically related to me. I have gay friends, straight friends and, I suspect lots of bisexual friends who may not even know that...

I qualify what I say by stating first that I am a solicitor working in a small firm. Yes there will be Chinese walls and all sorts of safeguards in pace to ensue both sides properly represented. I'm not a conspiracy theorist so I would accept that all proper procedures will be applied. However...

You will need to get independent legal advice on receipt of the Deed of Renunciation. Basically if this is your first letting of this property then you have no accrued rights i.e the Landlord is not obliged to give you a new letting at end of first one. If Landlord does give you a new letting...

You can disclaim but you cannot disclaim in favour of another person. This means if you don't want it then it goes to the person the law determines is next entitled to it and tht person is not always obvious. I second everything that mf1 said above. I too recommend Finola O'Hanlon and, as a...

And some of these so called strategic defaulters have strategised that they will pay the electricity bill on their principal residence or their car insurance or feed their kids using the rent on their buy to let rather than pay the Bank back money on a property they will lose anyway in the long...

Hi, I'm thinking of having a prepay meter installed in a house down the country. The main reason being that outside sheds etc...which are used by third parties ( family) have lights and sockets which are connected to my house. I expect to only be in house at most one weekend in four, a few...

I dont reallyunderstand your question about the solicitor and the surveyor? But a solicitor is not an expert in maps. I would often recommend to a client to get someone who is, for example a surveyor, to confirm that the maps attached to the title deeds map the site on the ground. unite often...

If the solicitor admits to losing it then he/ she can bring a Motion to the High Court setting out the circumstances of the loss and asking the Court for an order allowing for the will to be probated. Every case is different but if Solicitor says "I lost it and this unsigned copy is identical...

Need more information than that. Is the a copy of the signed will anywhere? Is Solicitor agreeing to having lost it? Or does Solicitor say no I gave it to Testator etc... If it can be proven that Solicitor has lost the will as opposed to the Testator having been given it and now it can't be...

I'd agree with you on that one. Buy close to bottom of market in good rental location, sell in 10 years, net yield will match best interest rates in the meantime and small profit at end of process when you sell on.

Given the reaction to the initial Cyprus deal i.e raiding Bank a/cs under €100,000 I think it very very unlikely there will be an attempt to repeat that either here or the UK. For that reason I believe that keeping under €100,000 in any account in those Banks is equally safe. I personally...

The ground rent should definitely be bought out on this one. Technically it should be difficult to sell this house as there is under 70 yrs to run on the lease. Also if you do nothing until there is less than 15 yrs left to run on the lease it will cost more to buy out. Right now it will...

I registered online but realising there was no option to allow for paying them by cheque after 1 July I selected the option of paying monthly by one of the service providers, I'm pretty sure if I ring them up in July and tell them I've changed my mind and want to give it all to them in a...

Haha! Well they promised me I'd have the welcome pack by Friday and lo and behold it arrived today. I'm not used to such efficiency from my Banks!

Every practising solicitor can sign the form and €10 plus €2 per exhibit is standard - you should NOT be charged more.

I walked in off street today into Nationwide with my ID, proof of address and pps number and in less time than it took to drink my free cup of coffee they had given me I was finished. Just waiting for a welcome pack in the post now and I'll be good to go. So far so good

Thanks all for the feedback, I opened an account with them this afternoon. That part was easy peasy. Will transfer money as soon as I can. The notice doesn't pose any probs for me and the 2.75 % rate is the best I could see at the moment.....AAM thank you that too!!!!