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    Investment for child's future

    It's not about jam jars, we are investing in our pensions and after that trying to pay down the mortgage as soon as possible. My concern is that if it's in our names that he may have tax implications at time of withdrawal. You are right, at 18 / 19 he may not make the wisest choices but that's...
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    Investment for child's future

    Hi I'm dad to a 1 year old and we have been saving his allowance and adding to it ourselves since he was born. This is something we would like to do to help him with his future, whether that's a down payment on a house or education. Leaving it in a bank is just not going to give the returns we...
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    Trouble with payment off capital - Haven Mortgages

    Cash received on the 30th of July. Payment due to go out 7th but the Haven person said that is calculated on the 1st.
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    Trouble with payment off capital - Haven Mortgages

    I would appreciate some help. We've a mortgage with Haven and we received an inheritance and tried to pay some money off the capital. It's been an absolute pain. No one in Haven, seems to have a clue. We called in late June and were told: Pop into an EBS branch and make the transfer there...
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    Open 24 constantly getting locked

    No, it's not a timing out issue, it's that my account it getting locked out and that only happens by someone entering the wrong details as they try to access my account.
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    Open 24 constantly getting locked

    Hello I this happening to anyone else, my PTSB online account is constantly getting locked out, I bank online with 2 other banks and never have any issues. I know I'm not causing the lock out, I know my log on details very well. I spoke to the bank about my concerns, asked if they could...
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    Ticket for parking a commercial vehicle in a loading bay

    I taxed it privately as I also use it privately (handy for putting my mountain bike in the back at weekends). This was my understanding of the law, if you use it even once a year in a non commercial capacity then you should tax it privately. I must be the only schmuck in this country who taxes...
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    Ticket for parking a commercial vehicle in a loading bay

    Hello, I'd appreciate some advice please. Earlier today I received a ticket for parking my car derived van in a loading bay for 10 minutes. The guy who gave me the ticket said that it was because my car is taxed privately. I also use it privately so as a law abiding citizen I tax it...
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    Sixt Car rental over charge

    Hi guys After a run in with Ryanair on my way to Spain last month *girl at the check in left the desk for 20 minutes then came back and then said I was too late to check in......* I missed my flight and subsequently missed picking up my rental car which I had hired for the week, firm was closed...
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    Can someone recommend a stockbroker please?

    So do you just walk into Campbell and O'Connor on Cope street? Or can you buy online through them? I've had a quick look at their website but there does not seem to be an online function.
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    % of salary to pay into pension

    I have been offered a pension in my new job, the company will match my contribution up to 3%. (I think I've only read through the paperwork, I really need to sit down with it). There is a section on the form asking me what % of my salary I would like to add to my pension. I am 27, renting...
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    Parents are in debt, and i want to help them out

    My sympathies to the OP. But we don't know what is going on here, as Brendan pointed out other siblings may have warned their parents and now feel aggrieved that they now have to pick up the pieces. Or CSirl may be right that the two brother whose names are on the deeds have squirmed their way...
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    Ways to order & purchase "custom built" pc?

    OP having built my own custom rigs I can tell you that it is marginally cheaper, think 20% not 50% but you really have to know what you are looking for, where to sources it cheapest, etc. to make it worth your while. While the components may seem a lot chaper rememb that you still have to pay...
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    Help! I have no user on my laptop, can't do anything

    TT you may not have lost your data, user accounts can be found on the C drive under documents and settings, the old accounts and their files may still be in this folder.
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    Format PC and reinstall Windows XP

    That will depend on what version of XP is on the disk and the speed of the OP's internet connection. For the last time, it's not the disk that is the licence it's the code the OP got with his / her original XP(probably stuck on the side of his / her machine), as long as the disk is the same...
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    Format PC and reinstall Windows XP

    Format it. Here's a good walk through:[broken link removed] Just remember to back up everything and have all the required drivers before you do it.
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    Format PC and reinstall Windows XP

    I would format, its quiet simple really, stick a bootable XP disk, boot from the CD, delete the primary partition, create a new one, format the disk using NTFS (not quick format) and once that's done just let windows start installing. It should not take you more than an hour but it will depend...
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    Recommended laptop - light, DVD, Vista?

    Well I picked up a lovely little Dell in the US 6 months ago for less than €600, It would tick all your friends boxes, I run XP on it because the system runs sooo much faster on it, battery last longer (cpu etc, aren't running as high all the time therefore require less power) it's light but has...
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    Renting apartment - letting agents

    As a renter and not an investor my experience letting agents are awful and I would never deal with one again. They hired cowboys to make repairs and tried to pass the blame when these guys caused a lot of damage. I.E. new wooden floor covered with splashes of paint and dints and scratches from...
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    PC World faulty items returns policy.

    Firstly, gotsomenow, never buy pc worlds components, not for the obvious reasons that are mentioned above, but basically because they are over priced and out dated, there are a great many places where these items can be sourced cheaper online. If you need any pointers I, (and i'm sure all the...
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