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    Old Telecom Eireann / Eircom Pension Scheme Deferred Benefits

    Mercer should be able to tell you who the Trustees are. If you contact them, they should be able to help. For what its worth, in the two PRIVATE sector pensions that I was a member of, the pension was guaranteed to be paid for 5 years. This I think was to give some small balance to the fact that...
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    Referral Requests for Deposit Products - Raisin.ie etc

    raisin referral please
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    Motor Claim split between policies impact on No Claims

    This often causes confusion. There is the 'Dual Indemnity Agreement', where the insurer of the DRIVER deals with the TP claim in full. If your insurer is not part of that, then both your policy and that of your wife will share the claim 50/50. However, only one NCB is affected and that is the...
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    Looking to get US dollar cheque from Irish Bank

    Could you use Revolut? If you have a card, you can get a USD account.
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    Stamp Duty on inherited land?

    There are different thresholds depending on the relationship.
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    Two main drivers but separate policies?

    I wasn't sure if there might be a second family car!
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    Two main drivers but separate policies?

    Is that 1900 to add her to your husbands car, or to a second car?
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    Interior architect - worth it?

    I would pay for an architect to call and give you suggestions, do up plans and if you agree, have him/her supervise the job. It does cost, but I think its worth it!
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    Stamp Duty on inherited land?

    No stamp duty on either, but capital acquisitions tax on both. The solicitor transferring to you should be able to advise you, or put you in touch with a tax consultant who could.
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    Stamp Duty on inherited land?

    AFIK there is no stamp duty on inherited property. If it is land, try to ensure you can claim the agri relief!
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    Family Home Inheritance - Questions on buying out siblings

    With Fair Deal, this should not happen!
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    Dormant account query

    A relative is Executor of her Mother's Will. As part of the general trawling with institutions, it appears that the deceased's husband has two dormant accounts with Ulster Bank, the balances of which are not known. Executor says that she has written to UB, but they have not responded. Is there...
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    Kitchen costs

    Insurance lad I know, said that kitchens cost about €800 per linear metre.
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    Executor & Trustee

    Hi Clubman, You have correctly interpreted the first sentence. I presume that the solicitor who drew it up could and would clarify it, but the relationship between executor and beneficiary is strained, to put it mildly. I'm not sure if a beneficiary can contact the solicitor.
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    Executor & Trustee

    Thanks WD. I was looking at a will recently, where there are three adult children, but for some reason the executor was also appointed as a trustee. The estate is quite simple, house and cash. One of the children is married and his children are now all aged over 21. Do you think the trustee was...
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    Intestate Estate - How is it dealt with?

    Correct. The first of the direct relatives gets the gig!
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    Intestate Estate - How is it dealt with?

    If you are a beneficiary in a intestacy estate, then you should consult a solicitor as I understand whoever is first in, gets to control the situation. By this I mean, that whilst the estate must be dealt with under the rules of intestacy, if you apply to be the person in charge you appoint the...
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    Rental income only - what PRSI class applies?

    Colleague is in receipt of Dept Ed pension. Also has rental income. I would have thought that this was S but because in receipt of Dept Pension, the payments are classed as K, which gives NIL benefit!
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    Other Insurance Cheque and Bank

    What's a 'small amount'? If you need to pay for repairs and show the bank the invoice, there is no reason why they would not issue a payment?
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    Health Insurance Declined travel insurance claim

    Whilst waiting for ambulance, you are not hospitalised. Once you arrive in hospital or as soon as possible thereafter, you or a relative need to contact the insurer. USA and Lanzarote are well up there for medical insurance fraud. The helpline is there for a reason. In most cases, if you are...
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