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thank you for your answer. I think also this being a different bank from the original issuer of the loan adds another layer to this enigma hitting AIB.

Hi, the mortgage remained indeed in both names as it was the only way to retain the tracker, we changed the titles ownership with our solicitors, I have contacted the solicitor firm this was originally stipulated with for assistance but I wanted to inform myself a bit while I wait to see them.

thank you, I had a look at these prior to requesting the mortgage redemption from AIB and found it very helpful, I'm only back here asking because AIB seems adamant they want my ex wife back in Ireland living with me so they can release obsolete documentation. I hope it might also help other...

Thank you for your reply. I have so far been asked to provided my ex's new marital name details, so passport and address details, which were sent by herself by email and accepted. I was then asked to go to a branch to verify my own ID and proof of address, I as told then at the branch my...

Hello, I recently paid up a 20 yr old tracker mortgage initially started with UB and later transferred to AIB. During the lifetime of the mortgage my partner and I divorced, I paid her off (the mortgage was in both our names) and she signed a deed of waiver and another deed to agree the...

I've paid for 2022 today and claimed it online, once the funds arrive I'll start looking at 2023 and what's left of the mortgage. Thanks for the advice all.

No, I got the 5k out of the Credit Union, it will be in my account tomorrow. I need to call the broker as at this point I am not really sure how the rest of this works.

Hi, I increased it to 600 in April, was 300 prior, and yes its a salary deduction scheme with my employer brokered by ivesco with Irish Life. I was querying about the lump sum because I was told when I joined they weren't accepted but it wasn't brought up about this particular situation, it...

that's done now.

Hi, thanks for the info. My PRSA doesn't allow for lump sums, would that be an obstacle to try and backdate the maxing out of the contributions? I have contacted IVESCO to get this started, would I be better off just to call revenue instead? I am not sure why I was not advised about this, had...

I didn't mean it that way, I am just not familiar on how that particular process works in terms of how and when to pay.

thank you, I've just shot an email to the broker to see if I can do it. The funds are due in my bank in 2 weeks so if it needs to be paid before then I'm out of luck.

thank you, I don't fully understand this, can i retroactively max out my 2022 and 2023 contributions now paying the difference in cash?

it's an ulster tracker with AIB now, rates locked until February to atone for their rates mix up, would there be any problem exiting now, as in early fees for anything like that?

fair enough, would i be better off investing this in the standard life fund along woith the rest so?

Personal details Age: 51 single, no children. Income and expenditure Annual gross income from employment or profession: 45k Monthly take-home pay 2400 (600 already going to PRSA monthly) Type of employment: e.g. engineer, private sector Saving about 200 a month Monthly mortgage...

So UB were correct on july 27th, 8 months. it is AIB who said the closing date was Feb 18th but I think the start of the mortgage was in March 2003.

Yes 6891 in July lists a credit of 5247 for Feb23 to July23 (it includes the July 1st 2023 payment).

On the first of the month.

Thanks, that's all correct, UB in July stated i owed 6891, 8 months, the rate moving from 4.8 to 5.1 just then. So AIB got it wrong? The heldesk said I would be still owing them come February when the mortgage ends if they didn't increase my repayment,