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I think many of you seem to have missed the words "the regulation regime which now applies" in my comment above.

I happen to be chairman of a regulated company, regulated as a Payments Institution. I can assure you that the regulation regime which now applies is intensive at every level, compliance is difficult and expensive, and significant sanctions are applied for breaches. I find it difficult to...

1 The points at issue here are not covered directly by any banking legislation or by Direct Debit rules or by the Payment Services Regulations 2009. So we are in areas covered by contract law, and banking practice. 2 Under normal banking practice, if a payment is presented for debitting on...

Had a quick scan through this thread It seems to me that for purposes of resolving this, you must separately address the core issues 1... Issues surrounding the closing of the account 2... Issues surrounding a credit transfer to a closed account Banks are obliged to have formal complaints...

If a cheque is made payable to Joe Bloggs plumber or Joe Bloggs, plumber (with a comma), this could be considered as indicating an occupation, and there is no obligation on the bank to check his occupation. In fact, if Joe Bloggs is a plumber, there is no obligation on him to have a bank...

serotoninsid The normal way if connecting is that the radio recognises your network name (SSID), and you enter your WEP or WPA, and it connects. Following are configurable on the radio DHCP enable/Disable IP settings Gateway Address DNS Encryption Type .... WEP or Disable Encryption Type ...

Has anyone connected a Roberts WiFi radio (Stream 205 or any Stream 20?) to an Eircom router? I have connected to a Netgear/Vodafone, and it's very simple, but the Eircom connection is "unable to connect", and various messages about DHCP. Have tried numerous settings, bith wired and wireless...

I'm surprised that in these days a bank would contemplate adding a name to an account. Further, I'd be very surprised if they had a standard form to cover it. Far better to close the old account and open a new one - then there is much greater clarity for all in relation to ownership...

Be careful of IBAN calculators. The mathematics behind IBAN calculation is complex and there are (rare) circumstances in which the answers are not unique. In these circumstances, the calculated IBAN might not match the IBAN provided by your bank. You will note that the calculator listed above...

Brendan If ever you have a fire, you might have a difficult job explaining to the insurance co why you have these on for such long periods unattended. People will doubtless respond to say that after a fire it would not be possible to prove that the equipment was on, since there is no mechanical...

No self-respecting institution will accept this except into the account of the named payees.

wbbs 1... It is nowadays extremely unusual for Bank A to accept a handwritten giro for an account in Bank B, and would take exceptional care to ensure that all is well before doing so. 2... If a giro is accepted in branch A of a bank for an account in branch B of that same bank, then branch A...

Not so, Kimmagegirl. The Payment Services Regulations 2009 do not apply to cheques. A bank accepting a cheque payable to a limited company is obliged to ensure that the funds go to the account of the limited company.

In this situation, your bank's role is similar to that of the postman. If a letter is addressed to you, the postman is obliged to put it in your letterbox, regardless of the origin of the letter, and has no obligation to take it back if you don't want it. As regards the Tullamore bank, there...

There is no banking legislation by which you can compel the bank to provide online service to you. You must convince them of the reasonableness of your case. Have they provided other electronic banking services to you e.g. debit or credit cards? mfi is right, the simple solution which he...

MollyDolly Are you certain that you provided the correct IBAN number and BIC code to the payer, and that they used the correct numbers when completing the payment instruction at Lloyds. Under the payment services directive, if wrong numbers are provided to the Lloyds and the bank executes a...

If you are using Direct Debit to pay for a service, and you discontinue using that service, then you should cancel the direct debit at your bank. Then, if a further DD is paid, you can complain to the bank, and later to the Financial Ombudsman. If you do not cancel the DD at the bank, and a...

You can certainly buy Cooks travellers cheques online in UK up to a max of £2500. Don't know if they will deliver to Ireland

AFAIK, a Saorview box, like most other boxes designed for set-top can view only one channel at a time. It is possible to connect more than one TV but they must all watch the same channel

In a previous life I set up the mechanisms for fortnightly repayments in a major bank. The fortnightly repayments are not half of the monthly repayments; nor are they 12/26th of a monthly repayment. They are based upon a repayment every 14 days, and are calculated to repay the loan in exactly...