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  1. R

    Buying back years in HSE

    Hi POC, she's fairly sure she would have taken a refund ....just not 100% sure
  2. R

    Buying back years in HSE

    Thanks POC - please see responses in this pen
  3. R

    Buying back years in HSE

    Hi Early Riser - first of all thank you very very much - this is really helpful. I was away myself for a few days so only getting to respond now. Please see responses in this pen.
  4. R

    Buying back years in HSE

    Thanks very much ER - really appreciate that
  5. R

    Buying back years in HSE

    Hi Early Riser - first of all thank you very very much - this is really helpful. I was away myself for a few days so only getting to respond now. Please see responses in this pen.
  6. R

    Buying back years in HSE

    Thanks Early Riser - responses in bold below: Has she been a member of the pension scheme for all of her working time with this organisation? - YES Has she already "bought back" any of the time she hasn't been? No Has she worked any time unpensioned ? She would have worked with private...
  7. R

    Buying back years in HSE

    Thanks Slim - she's definitely under HSE - apparently it's the NHASS (Nominated Health Agencies Superannuation Scheme)
  8. R

    Buying back years in HSE

    Mrs O'Leary works part time for charitable organisation and is paid by the HSE - salary is c. €25k. She's 59 next birthday and has about 20 years service (all part time) - I'm wondering a) if she can "buy back years" to increase her pension / retire early b) any idea of how much pension she...
  9. R

    SCSB = 3rd secret of Fatima

    Thanks very much Joe - this has been very helpful. One last question - is top slicing relief still around these days in the event someone does not work in the year or so following redundancy? Sounds like the exposure to tax & USC would be 71k @ 40% and 8% USC so might be nice to get some of that...
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    SCSB = 3rd secret of Fatima

    Thank you very much guys, this is very enlightening. A couple of points based on you rcomments: Yes this is a DC scheme Yes the 5 weeks includes statutory The 500k is mostly made up of current employment ie. 18 years but also includes about 50k from previous employment (7 year prior to...
  11. R

    SCSB = 3rd secret of Fatima

    Thanks gents that certainly takes some of the mystery out of it. So, in a case of a company offering 5 weeks per year of service with the profile I outlined in the original post it looks like the redundancy would be something like this?: 90k with 18 yrs @ 5 weeks per year = €155,769...
  12. R

    SCSB = 3rd secret of Fatima

    I've been around a long time and have seen many many redundancy situations over the years and for all of that I've never heard anyone acutally be able to explain how SCSB works. I always hear "it depends on this and depends on that" or else "it can be interpreted quite liberally or quite...
  13. R

    Is it possible to be removed from a mortgage?

    Thanks Monbretia....she should be able to meet the criteria for the balance outstanding Huskerdu - it's not tenants in common - we agreed to purchase on a 75/25 basis with me being the greater. We also agreed that we would review it after 3 years to see if was working out for her / if she...
  14. R

    Is it possible to be removed from a mortgage?

    I was talking to a mortgage advisor yesterday in relation to financing an investment property I'm looking at. I already have a buy to let with a smallish mortgage on it, I also have a smallish mortgage on my own home. In addition to these about 2.5 years ago I invested 110k into a house with...
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    Share options in a private company?

    My son, joined a fairly well know Irish company around 2012 and in 2013 it seems he was granted 15,000 B ordinary shares. The document he signed stated that they will vest and become exercisable subject to certain conditions including: no option shall be exercisable more than 7 years after the...
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    Advice for disciplinary meeting

    absolutely......by either the employee or the manager
  17. R

    Advice for disciplinary meeting

    Fully agree Leo and just to clarify - no employee has made a complaint against me, quite the opposite in fact. I wanted to get a copy of witness (employee) statements because what was made available we very short extracts from the investigators report and from talking with employees they tell...
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    Advice for disciplinary meeting

    I understand where you are coming from Gerry but sadly it wouldn't get anywhere in this mothership. Thanks all the same.
  19. R

    Advice for disciplinary meeting

    I don't agree Purple, if an employee was not working shift but submitted a form indicating they had surely that's a disciplinary issue? This is not the case here but I'm making the point that if the investigation determines that the manager approved a payment that was not warranted, surely by...
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