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many thanks for replies

thanks for the reply, my confusion is arounr the fact that I would be paying it into a pension fund that I am only joining this year and using tax relief from last year

Hi , I did not pay any money into a pension last year- I was in a contract role with a company that ended on Dec 2019. I am starting a new role with a different company next week. I had saved money to tide me over in the event that I was out of work for a while. Can I pay a lump sum into the...

Many thanks for all your replies

Hi, If I have a 10% annual performance related bonus - can I ask my company to pay this into my DC pension as an additional employer's contribution or is this not above board? I already pay 25% (my max contributions) and my employer pays 5% on an annual basis. Also if I earn €75K and also get...

Hi, I left my last company at the end of January this year. I have €60k in my pension. I have started a new job as a contractor so won't be joining a company pension certainly for the foreseeable future (at least 2 years) With regard to the €60k I believe my options are: - Leave where it is...

I forgot to mention- we also have an Investment of €50k- could we use this as 'collateral' for the €13k shortfall in life cover?

Hi, We are buying a new house - purchase price €440k. We have been approved for mortgage of 80%- €352k pending poof of life cover. My wife's life cover is higher than the €352k. My life cover was reduced by the amount of a successful critical illness claim 2 years ago and now stands at €339k. I...

When you say probably 35 can I ask where you pulled that number from?

just my 2 cents - my wife & I have gone through 6 unsuccessful IVF cycles. Did we pay for it ourselves- yes. Could we afford it?- yes- but this involved making financial sacrifices elsewhere. Do I feel that we should have gotten one or more of these cycles for free- no but from a selfish point...

Hi Finance1233 Do you mind me asking: How long did it take from finding out about the judgement mortgage to reaching the settlement figure with the bank? Did you offer a settlement amount and they accepted/countered? Many thanks, Mark

Hi Guys, Can I ask what industry ye work in- my company is currently in the process of moving from DB to DC- no agreement made yet on employer contributions to the DC scheme, Many thanks, Mark

Hi Brendan thanks for the reply. What I can see you n the search form is that it is an affidavit of judgement , and there is a column for 'description & situation of premises' which has the address of the house. I'm hoping that I'll have an update from my solicitor tomorrow Thanks again Mark

Hi all , Not looking for legal advice as the matter is currently with my solicitor but any thoughts would be appreciated. We are purchasing a house- contracts signed. Our solicitor was doing the searches before the final closing- a circuit court judgement was lodged in 2014 in favour of AIB...

Hi All, Apologies if this is not in the correct forum, If someone has a wayleave right on a property I am purchasing- am I required to include this on when registering with the land registry or is it up to the person who has the wayleave? many thanks, mark

Hi Self builder- I got it from a broker- I'm not sure which insurance company it was with- I'll be sorting the policy in the next few weeks-i'll let you know which company then, Best Regards, Mark

thanks for the replies, with regard to the mortgage- we made the bank aware of this road- they don't have an issue and it won't affect the mortgage offer. I got a quote for public liability insurance up to 6.5 million for the 'road' -€299 per annum- I think i'll get this for peace of mind, I...

Hi All, I am in the process of buying a property and as the title suggests their is a shared access road up to the house (less than 100 meters long ). This 'road' will be 'owned' by me- its on the maps etc. There are 4 houses on the way up to the house that have right of access to this road...

Hi If agreed between the parties can you pay the other sides solicitors fees (or give €x amount) towards them? eg could the buyer pay €2k towards the legal fees of the seller? Many thanks, Mark

Hi, I received a letter from revenue advising me that I need to complete a Form 12 for 2015. My wife and I do not receive any income other than paye income. I have a few questions: - I received a critical illness payout from my life insurance company in 2015- this is exempt from tax- do I...