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Re: Why bailing out housing market is a very bad idea Only one problem - speculation on house prices is a zero sum gain. It's just transferring significant sums of money from Irish Person A to Irish Person B. Net gain by the country, by irish society = nothing. If we wanted to be patriotic then...

Re: Why bailing out housing market is a very bad idea I'm guessing that this is a joke? None of these great patriotic heroes invented a new product or service that benefitted the country. There are no Nokia's or Apple's generating cash revenue from abroad for Ireland Inc. All that happened...

As far as I know, they stay where they are. I'm guessing this wasn't the answer that you were hoping for.....

Burger, One thing that you may want to consider - and in some ways it is nothing to do with finances - is the buzz that can be got from buying your first house. I just noticed that in one reply you mentioned that you REALLY wanted this house.... It's often very easy to become convinced that...

I think it's interesting that on the one hand we are told to believe that yes, of course, estate agents are professionals. And yet on the other hand we are told that there is nothing wrong with an EA lying as long as it is in the best interests of his client. Hmm. Sounds strange to me.

Mathepac, Yes, I can completely see the other side of the debate. It's one of those damned if you do, damned if you don't problems. Maybe there could be an agreement that the first two years of co-habiting (don't you love these technical terms) are considered only to be renting, but after...

Am I missing something here? Surely if your partner is sharing your room, then it's not simply a case of them "renting"? Renting what - half a mattress? Or am I being too forward here? And let's say for arguments sake that she moves in and everyhing goes along swimmingly between the two of...

The banks often organise this valuation/survey independently. So it is not necessarily the fault of the purchaser. At the end of the day - as stated above - the banks have to make sure that the money they are loaning is appropriate for the house that is being bought. You say it is a low price...

Hi, I bought a house in June 2005 and lived there for 2 years as I did it up in the evenings. I'm self-employed so I end up working wherever the job takes me. A year ago, I got a 7 month contract in the midlands, so I rented there midweek while my PPR lay empty. That role ended, and later I...

Beaut, I'd love my salary too ! (?) Two things: - One, maybe the boss reprimanded in public to get the point across to all four workers, ALL of whom were chatting away to one degree or another, and, - Two, the boss didn't single out an individual member of staff for the reprimand. She was...

Let's look at it this way: "I'm a manager supervising an office of 4 people and I have a fairly stressful job. Although my staff meet their targets, they do spend what I consider to be an unreasonable amount of time chatting to each other or on the phone. A new employee started recently and...

Is there a CGT issue here, given that she sold her house over 12 months ago and hasn't bought one since? Not sure what the exact rules are?

OP, There would be no point if all this site did was to provide encouragement with no basis in fact - your friends and family can do that for you. What you get here is honest opinions from people who have more experience in this than you or me. Take the advice or don't take the advice...

"- Misc (weddings, gifts, family occasions, etc) 100" Moondance, I think you may have hit on the critical point. If you ONLY buy the minimum amount of food, ONLY use the minimum amount of electricity, ONLY socialise with the minimum amount of friends, etc you may be able to live on 900pm...

In fairness, the idea of cutting the price each month was in response to the OP looking for advice on how to make a sale. I think we can all agree that this is the best way to sell the house: keep dropping the price in increments until it is worth what a buyer is prepared to pay. Sure, you could...

Astute investing allowed me to pack in the day job at 37, so obviously that makes me right on this issue. :rolleyes:

Well, you didn't want to produce it to the guard when he stopped you at the side of the road - why would the location make any difference? And sure, you've said you're afraid that the Guard who stopped you on the side of the road would use your details for nefarious reasons - but why couldn't...

But when you've already admitted that you lied to the Gardai about having your licence with you, do you still think they should trust your word any more than they have to? Why should they believe that you'll bring the licence to the station? Or even that the name you are giving is correct...

But I would imagine the point of carrying the licence is that you have a photo i.d. so the Guard has confirmation that the name you are giving him is correct. Otherwise there's nothing to stop you saying "I'm Timmy O'Donnell and I'll drop my licence into Lisdoonvarna Garda Station next...

I also agree with going with oil initially, but future-proofing your boilerhouse (i.e. make it large enough) so that you can install the larger geothermal or pellet equipment in a few years if you so wish.