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  1. M

    EBS interest rate hike from 1st May

    I suppose my next question is then can you draw down your mortgage before you actually move into the house? Like could I draw down the mortgage on the new house and give the current owners a week or so after that to move out?
  2. M

    EBS interest rate hike from 1st May

    I was just wondering though if the rate increase is just for variable rates or will there be an increase in the fixed rates for people opting for that after May 1st?
  3. M

    EBS interest rate hike from 1st May

    http://www.rte.ie/business/2010/0409/mortgage.html Hi All, I was wondering if someone could tell me something about the above rate hike. We are due to draw down a mortgage from EBS and are going to take a 3 year fixed rate. The rate we were quoted is not set in stone I was told and it may...
  4. M

    Variable or fixed?

    Sorry for jumping the thread but I am also in the same boat. Im in a variable with PTSB and am trading up (growing family) and will be going from a 260K mortgage to approx 350K and I am not sure whether to fix for 2 yrs or stay variable. Variable seems to be cheaper but do the majority think...
  5. M

    Eircom ESOP: when's our next windfall?

    Are we likely to get any money soon from ESOP lads??? Im out of there some time now but still could do with some funds!!!
  6. M

    Violet Hill Glasnevin

    Thanks for that McDreamy. Just sent you a PM...
  7. M

    Violet Hill Glasnevin

    Hello, Im looking for some advice on the above address. We've searched the net and have even read threads on the site but nothing really recent. Whats the place like? Is it old or are there any young families there as I have a young boy? Most importantly, are there any dodgies there? Any...
  8. M

    home energy prices

    Thanks irishlinks. Board Gais it is then. Any ideas who is cheapest for broadband and phone in a bundle (excluding ntl as I have sky)??
  9. M

    home energy prices

    Does anyone know where I would find prices on who is the cheapest provider of energy to a home? Cash is at an all time low and I NEED to save on these bills. ESB/GAS and I will be looking into switching from perlico for my phone/broadband also in the coming weeks. Many thanks
  10. M

    St Attracta Rd Cabra

    So what about these houses? These look pretty reasonable and in much better condition than the average houses in Cabra. [broken link removed] [broken link removed]
  11. M

    Sell now or wait a while?

    Hello all. Hope this is the correct place to post this. We live in Dublin and want to move elsewhere in the same area to a bigger house as we have one baby and wish to have another 2 perhaps all going well and we have outgrown our current house. The current house was worth 480 about a year and...
  12. M

    St Attracta Rd Cabra

    Well for that price you are talking about Cabra WEST.. If you know the area you would know there east and west are WORLDS apart.... We have friends looking in Cabra East but nothing suitable has popped up. The ones for sale have very small gardens.
  13. M

    St Attracta Rd Cabra

    Try to move to cabra east. The houses are more expensive but its a quieter area by far!! Annaly Road, Offaly road Leix Road etc are all great roads and very quiet. If you dont mend me asking how much are you considering paying for the one you are looking at? Would you be willing to spend more to...
  14. M

    Part time working while claiming JB

    my wife was due to come back off maternity leave in 2 weeks and now she has been told that business is not good and she is on a 1 day week. She was put on a 3 day week before and claimed the rest of what her normal wages would be but I was wondering if she only works one day can she claim the...
  15. M

    Thinking of buying Second home

    Hi everyone. looking for some advice here. I am about to be attested as a Garda and have a house in cabra (east), dublin 7 and mortgage is about 260K. House dropped in value recently and we want to move to a bigger house as we have a baby. I was wondering if it would be better to hold off and...
  16. M

    maternity pay

    is that a once off 70 euro or is that a weekly/ monthly amount?
  17. M

    maternity pay

    hello. i was looking for some advice please. i recently decided to join the garda after years of working (i am 32) after i accepted the position and just before i started we learned that my wife was pregnant and were delighted. Currently I am on 150 euro per week and my wife earns 550 euros per...
  18. M

    Recording Phone Calls

    before anyone starts going off on one. She is aware of it. But asides from that it is a good service that has come in handy. The files are emailed to you and they delete them after 30 days unless directed to keep them longer. Do youse not think that a service like this is a usefull one? I can...
  19. M

    Recording Phone Calls

    Anyone try this yet? Ive been using it since my last post and it has come in quite handy. I have even started to record conversations with my girlfriend to store and play back in later years....
  20. M

    Loaned money to a friend but can't get it back - any ideas

    They legally have to include that disclaimer i'd imagine. I told the other person that I was going to record the conversation. Whether thats the same or not I dont know. I have recorded my conversations with this certain person and informed them only the once that I was going to record calls and...
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