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I have a question that I hope someone can help me with. I have been fortunate to be offered a secondment with my employer in their offices in the UK. I will remain employed in the Irish company and will travel back and forth to the new company. The details state that i will be paid my extra...

Just with the difficult financial times that are in it at the moment; I thought that it would be helpful to re-post this subject. I have recently requested shares to be withdrawn in cash in the context of the credit union Act. My local CU had no issue with my request, although it does take a...

Rich in Spirit, I would love to know what CU's are paying up to 3%. The other postings surveying CU dividend rates are on average below 1%. Some paying none at all. P

Sorry, that should of course be €154 not €15 interst but still very small value added.

Thanks for the comments Slim and Clubman as ever. It is intersting as I will need to check the surplus listed in the report book we recieved. Last time I was in our CU I opened to an account for our daughter. They said we could only be gaurdians on the account and could only deposit money...

Can someone explain why Credit Union Dividends are so low compared to interest rates of the banks. Looking at my own CU, the results from financial report look good with a healthy surplus yet they plan not to pay any dividend for 2012. Can understand the accounts, but not how this could affect...

Re: Asking CUs to set your shares against your loans Brendan, as per your request Name of Credit Union : A south county Dublin CU Amount of loan : €3300 amount of shares : €2900 Initial response from cu: Helpful, co-operative, released shares (€) to me What you did about it : No reason for...

Hi Scarednow, I would recommend writting a frendly well constructed letter to the 'credit committee' outlining: - How long you have been a member - The fact that you have been overpaying the loan as per your credit agreement (say for long) - Ask to meet with them should they have any...

Hi All, Just coming back on this subject. I reveived my response from my credit union today regarding withdrawing funds whilst maintaining a share to loan value at 1:4. The request has been approved by the board with no conditions. Again, this is not to be confused with the 'setting off' process...

Good debate on this one guys. I have been in a submitted request which will be reviewed and I will have a decision wothin 2 weeks. As mentioned previously by people; there is no reason you cannot do a withdral of share where you have an outsnading loan as long as you have board approval and...

Interesting stuff - I am due to meet CU tomorrow to discuss options. I will be looking to request a transfer of existing shares out of the CU - I have a good loan history and have one outstanding (paid regularly). It will be interesting to see how my CU will proceed with my request.

Hi there, Just looking for soem tips on Visa Debit. I was looking at my statement online yesterday and noticied that there were 2 transdactions from November 2010. They were payments in a supermarket and had a date in brackets of the 3rd of November. I do actually recall these transactions and...

Brillo thanks a mill for your post. Got me out of trouble ! Thanks, j

Hi All, Just wondering if anyone has experience or knows if PTSB or BOI does international IBAN transfer over the phone ? - I am away at the moment - J

Hi, Just looking for some peoples ideas regarding the following: I have a reasonably small mortgage and I have been able to pay a little extra each month (about 20% extra on what is due) and I am wondering what happens to that extra money, ie does it reduce the term of the mortgage or does it...

Hi there, Considering a business venture which will be 100 % reliant on importing stock. I was wondering if anyone has any info or experience on the pricing of importing a container full of goods from Europe . Most likely coming via Truck / Ferry. The goods would weigh about 600kg. I would...

thanks for your help everybody, Weight off my shoulders. J

Hi there, Just wondering if anyone knows if I can pay off a credit union loan with payment and releasing my shares that I have in that branch? ie I have 4000 loan and 2000 in shares, can I just pay 2000 off in cash and ask that they take the rest out of my shares? J

thanks to the both of you for your help. Yes the bill was in their name and not mine. These people were shiesters and left the place in a state. I will get on to ESB and see if a forwarding address was left. Thanks again, Jules

Hi All, I have recently just rented out my house which was previously rented by a couple who have left a large ESB Bill unpaid. Can anyone advise whats the position on this in terms of getting the meter transfered over to the new tenants and what might happen if previous amount remains...