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  1. M

    Social welfare payments - is there anything else I would qualify for?

    Emergency tax maybe? Also, minimum wage is less for under 20's. If under 18 the minimum for 19 hours is less than €170.
  2. M

    Micro v Nano - can a nano sim card be used in a phone with a micro sim card slot ? (Android).

    Yes, but you need to get a nano SIM adapter. You can buy them on Amazon or ask your local phone shop. My local Vodafone shop didn't charge me anything.
  3. M

    Voluntary PRSI contributions

    Methinks, in your example, it would cost €3300 in 2025 only, then 6.6% of reckonable 2025 income in 2026 (min. €500) and so on in subsequent years.
  4. M

    House in Spain - can we afford it?

    Is it sorted though? Depends on when they joined and scheme specifics. I'd want to be retiring by 60, with kids through college and slightly accelerated mortgage paid off. I wouldn't let foreign property notions derail that. Horses for courses though.
  5. M

    House in Spain - can we afford it?

    Not helpful but I think it is madness. Pensions, mortgage & college are the things to work on.
  6. M

    Revenue - slow responses

    My, fairly straightforward, myAccount query in early March was answered/remedied in around 10 days.
  7. M

    Restaurant - Query re Employeer deducting salary of walk outs ?

    I can't imagine it's legal. Probably a copy & paste contract. I'd be tempted to put a line through the walkouts clause and initial it, then sign the contract and had it back saying nothing. Either way she'd probably be unlucky to get stung. Get 6 months experience and look for a better employer.
  8. M

    Best starting strategy on price to market apartment

    My question too. If I was in a hurry I'd embrace the EA's strategy. If no hurry I'd start somewhere in the valuation range as you can always reduce the price if there is little interest.
  9. M

    20 year old living with relatives & social welfare payments

    As she's not living with a parent, has little or no income and is seeking employment then methinks she should qualify for Jobseekers Allowance at the under 25s rate of €141.70. You can read about the means test here . ...
  10. M

    Citizens Assembly - Drugs - decriminalisation of possession presumably for er 'private' use

    A crack pipe dream methinks. I've little time for the Citizens Assembly.
  11. M

    Citizens Assembly - Drugs - decriminalisation of possession presumably for er 'private' use

    That would be a total disaster. It is radical though. Not sure it's working too well in the likes of Vancouver, Portland or San Francisco.
  12. M

    Referendums on 8th of March

    Laurel and Hardy couldn't have come up with a finer mess than what's proposed.
  13. M

    Thoughts on the Single Public Service Pension Scheme (SPSPS)

    AFAIK ASC will not be included for the purpose of calculating Age-related tax relief thresholds.
  14. M

    Referendums on 8th of March

    https://www.boylesports.com/sports/politics
  15. M

    Business Ideas Sub-Forum ?

    Just ban it, or tax it out of existence.
  16. M

    tuition fees in instalments - tax relief

    That's exactly how I'll be doing it.
  17. M

    Mary-Lou "United Ireland is within touching distance"

    Offloading The North will cost Britain a king's ransom, but one I think they'd gladly pay. We should drive a really hard bargain.
  18. M

    Referendums on 8th of March

    Article 41.2 didn't stop Tax Individualisation and a model where, for most families, both parents have to work out of economic necessity. They are just faffing around. Deletion would have been the only thing I might have voted for. I will vote against all but I expect that a majority will...
  19. M

    Second thoughts on the sale agreed price

    Is the relative price really the issue? <2% over your notional top offer is not a lot. In your shoes I wouldn't mess about with the offer just finally decide whether I wanted the house or not, and run with that.
  20. M

    What's wrong with the Ryanair website?

    I checked-in a number of Ryanair flights on their website at around 13:50 today.
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