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    Early Retirement Conundrums

    Maybe ask this way - work one more year to gain €1,872 extra every year for life - which is €56,160 over , say, 30 years from age 58. ? Do you think that is worth it?
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    Things that used to be illegal in Ireland

    List of movies once banned in Ireland includes ... Monkey Business (Marx Brothers) Fantasia (Disney cartoon) https://www.imdb.com/list/ls026600616/
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    HSE not transferring service

    Glad to see it worked out for you @Ada2019 . My wife is in a similar situation - she is missing 10 years service from a previous role in a hospital which haven't transferred to her current role (in a local authority). Can i ask, how did you get the confirmation letters from previous employers?
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    Revenue outreach events for the over 65s

    Great idea, seems like common sense but should be open to all ages. A glance through AAM forums here shows how cumbersome is our tax system.
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    Health Insurance Tax Relief Changes as per Laya - relief reducing to 19% from 20%

    Strange. According to Michael McGrath, in an answer to a Dail question on Feb 7th 2024.... "Tax relief for medical insurance premiums is provided at the standard rate of income tax, of 20 per cent. The relief available is equal to the lesser of (a) 20 per cent of the cost of the policy or...
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    Revenue - slow responses

    Same here. I posted a simple enough query using myAccount in early Feb - still no reply. Sitting in 'Received' status.
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    State benefit payment at 65

    This is also anti-customer (from DSPs BP65 Guidelines)... "The onus is on the customer to prove entitlement to BP65 and to produce any evidence reasonably required." So, the applicant has to interpret the guidelines correctly, which is unfair to many who may not even have access to the...
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    State benefit payment at 65

    Who really comes up with these qualifying rules. Probably people who will never need to avail of those same benefits
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    Panda Recycling

    I got the email about the recent changes to their charging methods. The 3.30 charge is mentioned, buried about half-way down the email. I found it on a second-time reading ! "An additional service charge invoice to the value of €3.30 will be issued to your account on 01/03/2024 for services...
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    Bank Of Ethiopia Atm Glitch

    Here - but its too late... https://www.dw.com/en/bank-of-ireland-fixes-free-money-glitch-after-atm-rush/a-66552294#:~:text=An%20IT%20glitch%20allowed%20Bank,their%20account%20balance%20on%20Tuesday.
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    Ultimate Retirement Calculator?

    Yeah, it seems like its designed mainly for pensions which will buy an annuity. It doesn't show the % annuity rate used. It also assumes you just have a single pension pot. No mention of a TF lump-sum either. "Your accumulated retirement fund is converted to an annual pension using a...
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    Can I switch all my AVC contributions to my wifes HSE Pension

    It is your wifes AVC and so the tax relief on contributions is up to a max of 35% of her salary. Yours is not relevant.
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    Which broadband provider?

    €78 incl free phone calls Time to shop around...
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    Which broadband provider?

    Got a email today - Virgin Media BB is increasing by 4euro / mnth from May21st.
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    Implications of new law on age 65 retirement

    Is it likely that the BP65 payment will be removed given that 65 can no longer be a compulsory retirement age? Wasn't it introduced to cater for people who were forced to retire at 65 by their employer? That's no longer an issue, so BP65 has been rendered 'redundant' (excuse the pun) I'd guess...
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    wealth management dot ie

    Avoid
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    Sky v Satellite TV once off payment

    Sky Signature with OnDemand + Sports +Sports Extra (TNT and Premier Sports)+ Cinema + HD would certainly bring that up to 168 or so. I contact them every few months and always get a reduction. Currently paying 90 monthly for the above.
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    PTSB Increasing Some Deposit Rates

    Well, we finally got to meet a human in a PTSB branch to open a term deposit a/c. :p Actually went very well, if a little slowly - the staff member was very friendly and competent, and didn't try to sell us anything else. No jargon, straight-forward description of T&C's... All got setup...
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    Tax Relief for PRSA AVC

    Perfect, thanks!
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    Tax Relief for PRSA AVC

    From Revenue... Question: What would be selected for a PRSA AVC - Revenue seem to imply they are different things (see above)
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