Search results

Hi I would like to buy a meat mincer as a present and was wondering if anyone had any recommedations, should i buy steel / cast iron? They also seem to have difference measurements like on this website [broken link removed]

Thanks for that, My main concern was losing previous years benefit, as I'm onlyu 34 im sure missing one year won't make much of a difference (every penny counts this year!) To others on PAYE, alot of self employed people incur an awful lot of expenses and when you add it up at the end of...

Thanks Do you know if I miss a year does it make a difference, or do I have to keep it going to make sure previous years dont go to waste.

Hi Im self employed but earnings are under the threshold for paying PRSI therefore I can chose to opt out this year (2009 return) and save myself €253. My question is should I think about paying it - I know it covers dental (which I don't use that much) and the state pension. (I'm 34) I...

In my experience, yes the deeds will have to hold both names. It may not be in the sister's interest to have her name on a loan and not have any interest in the property as she is equally responsible for payments....

Thanks for that I supposed the only downside is telling them about our financial situation but they are going to be sticky about proof of income going forward anyway I suppose (for future loans)

Hi I am wondering if you decide to apply for interest only for a period (due to one partner out of work) would this go against you if you tried to re-mortgage down the line? 1. with the existing mortgage provider 2. with other banks as your repayments would appear lower on your credit...

I'm curious as to why KBC didn't offer us the SVR given the current climate? Maybe it was in our contract to revert to tracker after 3 yr fixed term at the beginning. Are saying they can apply new terms if we decide to fix now? i.e. reverts to SVR?

Just rang KBC it's actually a tracker (fantastic!) it's 1.25% over the ECB rate. Forgot to ask them if we fix at any stage would it revert to tracker after the fixed period.... does anyone know?

KBC are the same

Following the news item today about PTSB rumoured to be thinking of making a move upwards on their interest rate should we be fixing now? Surely with reductions during 09 they can only go up in 2010? I'm with KBC and their rates per their website are: 1 year fixed 2.40% APR 3.19% 2 year fixed...

Just wondering is it worth the money going for the brown thomas imprint or are others cheaper? Does the homekit work out as good?

I wouldn't be without bonus protection to be honest - it takes long enough to build it up and it doesn't cost that much

Just wondering could you point me in the right direction for PL & EL insurance for handyman business. Maybe you coudl recommend a broker? I believe some of them operate lloyd's syndicates for this type of insurance??

How did you get on with the bank?

Just looking for a bit of advice as we are thinking of requesting a move to interest only for a year to get us out of a hole; If you are on a fixed rate do the usual penalties apply? Would this appear on credit record? (although other lenders may cop on to this if payments reduce anyway) Is...

KBC don't do payment holidays, I checked with them before. You could move to interest only but not sure if they'd do this for one month and what complications there would be in terms of moving back to normal payment (proof of income etc.)

Any tradesmen out there used www.pickapro.ie ? They don't quote fees up front on their website, you have to register your details first

Taking video of the kids really just for memories, perhaps the odd family event. Just would like good quality picture and I suppose good quality zoom

www.tradesmen.ie and seem to be two different sites. Which one is recommended the most for tradesmen to get leads?