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guys thanks for the feed back. I read it on one of the papers they writting of 70% of GE mortgages that had a shortfall wen the property was sold. Sorry if this is a stupid question but what would I put in the letter with out admitting to the debt. As you will have seen from my early post I...

Took out a joint loan with GE Money, then hit hard times stopped paying loans etc. GE Money never contacted us about the loan and for over three years we didnt hear a thing about the loan. I checked my ICB report and it had on it that GE loan was written off. Roll forward last week and get a...

Hi I need to submit a form 11, I had a business that went belly up and only traded for a few months. I made a small profit of 5k I also got a social welfare payment for the remaining months of the year. My question is do I combine the profit and social welfare payment together and pay tax on...

Hi Guys Was chatting to a friend and he has a revenue bill he cant pay. its for under 10K. He is going to ring the revenue next week and see will they take payment over 12 months. He knows that there will be interest and penalties etc but will they be ok with this and what will he have to...

bankruptcy Hi Bronte I was at the meeting. It was packed with a lot of well dressed poor people there ;-), some young (mid 30) to old and there was only standing room. I would assume that there was a mixture of professionals and ordinary people there. To be honest I didnt learn to much more...

Mods I hope this is ok to post up here. it might be of interest to some people. Invitation Remove Your Debt Burden in 2012 Seminar on debt resolution, asset protection and Irish/UK bankruptcy Featuring three of Ireland's and the UK's best known legal experts in debt resolution Insolvency in...

Hi All Just a quick question. I assume going bankruppt in the north is the same as going to the UK. The rules regarding COMI are the same Due to us changing our mind daily about going bankrupt and trying to stay and pay our debts we have very little money left and rents seem cheaper in the...

Hi Sorry if this is a silly answer but can you not set up the company using a 2 Nominee Directors,s Nominee secretary and Nominee shareholders and registered office. granted i know there is an extra cost for this.

thanks stressedlady. Thats good you have family in the uk. We're not alone alot of people seem to be taking this route. best of luck with it all

hi stressed thanks for that, did you ask about moving to the north?. I was told that you have to be living there for 3mths and a day or 3 mths and 2 weeks to be sure of comi. Can anyone here confirm the length of time you need to be living in UK/NI for COMI.

Hi Stressed I tried to send you a pm but unfortunaly i cant. would you have any idea of the cost of the process as I seen some sites asking crazy money to help go bankrupt.

uk Hi stressed thats good to hear did she tell you anything that might be of interest to the rest of us that are going that route. Glad to hear that she put your mind at rest. keep us updated.

uk Hi Streeedlady Sorry to here about your problems, we are in the same mess and had decided a couple of months ago to go to the uk and file for bankrupcy. But yet we are still here, one day were going and the next day were staying. Like most people we were brought up to pay our way and pay...

hi was chatting to a friend this evening and he was asking the following if he is receeiving a state pension of €230 a week , adult dependent payment of €153 a week, CWPS of €230 a month plus a salary from a part time job is all this taxable less the usualy tax credits tax credits cheers.

Hi If you go bankrupt in the uk is it advertised in any uk or irish paper. If you go bankrupt can your debtors put a notice in the local papers. Cheers

Hi new life I hope you are doing ok, I have read your previous post and wish you all the best. As far as I know you get youre uk NI number if your living in the uk at the age of 15 or 16 something similar to us we're we get our pps number at the age of 16. I stand to be correct but I remember...

Hi Clubman There are and I have read them all and I apprecaite all the advice you and others have giving. I have read so much on it lately my head is fried and thats why im asking is there something im missing. Sorry if it is a stupid question

what are the implications of going bankrupt in the Uk, I have read up alot on it and it seems fairly straight forward. 1. move to the uk get a NI number, opening bank account, get a uk mobile number and accomadation 2. fill in 28 page statement of affairs after 3months and 1 day ,you can file...

http://www.rte.ie/news/2012/0110/quinns.html Sean Quinns bankruptcy annulled in NI. What are the implications so for the rest of us thinking of going that route especially the line below. During its challenge last month, the IRBC claimed that a European Directive that applies in...

thanks your joking, I was told buy a financial advisor that I can write a letter to the bank and mortgage broker and ask them for copies of all the paper work sent out to us and on file. As we were never offered a tracker mortgage and we believe we should have been.