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Got a mortgage statement today included was the option to change Ltv to <=50 at 2.75% from the current <= 80 . I rang to confirm. Policy has now changed from 2019. I need to get valuation done 150 euro and send off letter with signature. All v easy.

I was in a similar postition as yourself in that I lost my job before the mortgage cheque was drawn. There was no problem the bank did check my employment status again as I was given the mortgage. I got a new job soon after anyways.

AIB to pay 4pc interest on current accountsWednesday February 7th 2007 Copyrighted article removed

i'm just going to move 10,000 from NR to Rabodirect on Jan 1st. Good to see competition on the market though.

I have been using it for years with no problems.

So there is money to be made from year 2 onwards?

Had a mortgage with PTSB fixed for 1 yr. When that finished i was offered new rates which were not great. Rang up, got through to the "customer retention Dept". got no where with them. Offered me no reduction. I told them I was moving to Ulster bank. They more or less said good luck!

Sarah I read on the paper yesterday that brokers get 1% comission from the bank on every loan taken out through them. That means my broker has made 4000 euro with me in the last year as i have changed mortgage providers with them with sum of the loans adding up to 400,000. I could brokers be...

I would look for the lowest APR where you could save thousands of euro ,rather then a one off 2000 euro which is there to lure u in.

I inquired about these low value trackers from NIB and was told it would be 3 weeks before they could meet me at my local branch as there is so many plp looking into it.