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    Premium increase after Claim

    But in your case a claim was made within weeks of the renewal. It's not a similar situation. Without further details nobody is going to agree with you. Explain the details of the accident and why no claim was made for so long and people may understand.
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    Premium increase after Claim

    The accident happened 6 months before renewal and yet no claim was made until after a few weeks after the renewal date in July? All very suspect. I think the insurance company has a very valid case that the claim should have been made before the renewal date and that the policyholder was...
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    75% of BoI customers buy mortgage protection from Bank of Ireland

    I had the exact same experience - easier, simple and same price as going with BOI at the start. They also ensure everything is in place on time - going outside for this needs a small amount of organisation that many people will be afraid of when the mortgage is the main thing they just want...
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    Is PCP a good way to finance a car?

    I have a PCP and the GMFV to me is quite clear. If I go over the mileage allowance there is a very clear rate per mile as a minimum. Granted the service condition of the car may be problematic - but I think if you can afford the PCP payments than annual servicing on a new car which has a...
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    my account cleaned out

    Yes this happens quite a bit and I'd say your friend is unaware of it. The card could have been registered once on the game - not sure why or how and that's the question you need to ask you friend. From then on the child would be playing the game and buying more products in it etc without...
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    Another motor insurance company goes bust - 14,000 Irish policyholders

    Setanta was regulated in Malta I think and Enterprise in Gibralter. Due to European rules there is very little the CBI can do to stop them operating in Ireland. They can only ask questions and try put pressure on other regulators to stop these rogue companies. Gibralter have a new regulater...
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    Should I transfer my BoI tracker to my new home, or keep it for a while?

    Interesting scenario here and good summary from Brendan. One question I'd have is if the tracker is still valid if the current house is let or is there a chance the bank will try to alter the rate? This could close the gap on options considerably before the allowance of whether to invest or not.
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    Why can't the customer be the one to decide how their TRS is applied?

    Are you sure they are not just applying the 50 credit to your current account and then withdrawing the full 500 the next day. So the net will be the same but just 2 transactions to get to 450 rather than 1??
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    Resort Booking Price Change

    I understand your frustration. They should have made it clear about the repricing when you booked. However if the terms and conditions were the same last year then in Nov 2015 the full price of your stay would have been known. If you didn't want to continue then they offer a full refund. I'm...
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    LTV - How to work it out ?

    the current one = 62.5%
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    Man caught doing 208km/h on motorway jailed for three months

    But where is the consistency on prosecutions. http://www.limerickpost.ie/2014/10/08/speeding-limerick-beauty-queen-praised-for-honesty/ Is the extra 20 kph worth 3 months in Jail
  12. P

    Lexus CT200 or IS300h

    They are two very different cars in power spec size and price etc Hybrid is only thing they have in common.
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    Neighbour is finishing extension exterior different to rest of the estate.

    You knew they where building but didn't look at the plans and now that they build something you don't like you want to complain. Thats what planning is all about - I 'm sure they would have erected the sign and people would have known the intention so really at this stage its tough and nothing...
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    Mortgage protection policies and trading up

    Correct. I got into this situation previously - I assigned a life assurance policy that made up the difference and was a normal term life not just decreasing mortgage protection. But the term was 2 years shorter than the mortgage so didn't satisfy the bank. I argued it and showed how the...
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    Does Sevice under PILON count for redundancy

    I'm not sure it's as clear as that - otherwise one could hang around until the end of the notice period as it mutually agreeable not at the emoyers option? This blog seems to suggest the effective date of leaving should include the notice period everything else is silent on it...
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    Does Sevice under PILON count for redundancy

    Can anyone help answer this relatively straight forward question. I have read multiple revenue pages etc but can't get a definitive answer. In a case where PILON is being made, and is included under the contract of employment, should that notional service be included in the calculation to...
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    Class action - Avis/Budget.

    Did you buy the addition cdw excess? If so you were fully insured so Avis would not bill you?? The may be issues with this insurance like premium protection here or something similar hence you are being asked to join?
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    Contracting versus Employeee

    Hi, I'm just considering going down this route. Can anyone point me in the direction of a simple comparison of the 2 options that perhaps will take account of the number of days worked, taxes to be paid, vat, different benefits (life pension) etc. Thanks
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    Ryanair Booking site frozen 31st July.

    no just booked 2 trips about 10 minutes ago no problem
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    Solicitor blocked transfer of keys

    And if you choose for some reason not to complete they have to enforce that contract through the courts while you have the keys?? If you were the vendor how would you want the solicitor to act? Rather then being upset with what you see as a lack of trust from the solicitor you know try put...
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