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  1. M

    Stage Payments on Self Build - how long to draw down

    I took out a Self Build mortgage of 150,000 in 2007, have only used 3 stage payments so far, 100,000 in total. Does anyone know if I will still be able to draw down the remaining 50,000? Or is there a maximum amount of time allowed between approval of mortgage and availing of the full amount? I...
  2. M

    Recommendations for Rome Hotel, please..

    Am going to Rome in May with my other half. Have been searching and searching (too many hotels to choose from) on websites like tripadvisor, venere, hotels.com etc. Just wondering if any of you out there could recommend a good centrally located hotel, that isn't too expensive. Don't need...
  3. M

    Tax Relief on Refuse Charges - online application

    Ah F*&%! Thanks protocol.
  4. M

    Tax Relief on Refuse Charges - online application

    2007 is 2 years ago - or am I missing something?
  5. M

    Tax Relief on Refuse Charges - online application

    Am in the process of submitting my form 11 income tax return 2008 (due today) and have noticed that the online form asks me to put in the amount paid in refuse charges for 2007. Has anyone else noticed this error on the website? Thanks in advance.
  6. M

    Stock market course in UCD

    Just wondering if anyone out there has attended the evening stockmarket course at UCD? And if so, did you enjoy it? find it useful? or would I be just as well off reading a good book on the subject? Have always followed the Irish Stockmarket with interest, have made a few purchases over the...
  7. M

    Good hotel in Cork - suggestions?

    Am planning to go to Cork for the June bh weekend, with my other half. Am looking for suggestions for a relatively luxurious hotel (good food, nice rooms etc) - don't mind if it is in the City or perhaps in West Cork. Not really into nightlife so a quite area is fine with us, just feel we need a...
  8. M

    How safe are public service jobs?

    Back to my original question: How safe are public service jobs?
  9. M

    How safe are public service jobs?

    Employees in the public service that started employment after 1995 pay higher PRSI - I heard recently that this is to allow for redundancy payments? Is it likely that the so-called safe public sector jobs are not so secure after all?
  10. M

    AluClad Windows

    Have a look at Rationel (their aluminium clad are called ALDUS - not as expensive as Marvin - went with Rationel windows 2 years ago (very happy with their quality). Link: [broken link removed]
  11. M

    starting a family

    Re: advice before starting a family It is also a shame that some employers are already close to going bust - the cheek of them!
  12. M

    Can we afford kids?

    Ancutza - what age are you (age range?) I sometimes feel too old to start (though am less than 35).
  13. M

    buying business supplies in NI or online

    Quote: "The country consisting of the 26 counties not in Northern Ireland is called the Republic of Ireland. " Miaoooowwwwww!!!!! - don't need to ask what way you voted mathepac!
  14. M

    Selling house for under market value

    Yes, you are probably right - first time buyers should be exempt from paying stamp duty ..... (have never been one myself!) :cool:
  15. M

    Selling house for under market value

    Depending on whether you have inherited before (or received gifts) you will have some tax free allowance. Above that, you will have to pay gift tax at 20% on the difference between the market value (as valued by auctioneer/valuer) and the price, (360 - 200) ..20% of 160 (360 - 200). Also will...
  16. M

    Ok to get second valuation on gifted property?

    I am thinking of buying a piece of agricultural land from a relative at a price below market level. The land has to be valued for the purpose of calculating gift tax. My relative received one valuation from an auctioneer (failing to disclose that planning permission had been turned down on the...
  17. M

    South Africa - safety concerns

    Thanks everyone for the advice. Am really looking forward to the trip.
  18. M

    South Africa - safety concerns

    I am hoping to travel to South Africa later in the year (with my husband) (September maybe). Just wondering if anyone out there has had any negative experience of travelling in South Africa - have heard stories of car-jacking, mugging at gun point and worse stories. While such things can happen...
  19. M

    SDCC Christmas Tree Recycling

    You could try phoning South Dublin County Council on 01- 4149000.
  20. M

    Planning permission required to build large shed in garden?

    Thanks for getting back to me (have looked at the statutory instrument syd sent me - I will have to rethink my plans) :-)
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