Search results

  1. W

    Makeover advice following redundancy

    Thanks Blacklines, really appreciate the advice. The lump sum at the moment is about 110k. I think an amount of that will be needed to live on for the next few months until I begin to get a regular stable income. I also think I need to keep an amount of it for my eldest starting college next...
  2. W

    Makeover advice following redundancy

    Can anyone please offer me some advice on this, 1) should i pay off my mortgage 2) Where best to place my lump sum, considering I am risk adverse, and I need to consider my eldest going to college next year. 3) Are there any steps I hsould be taking with respect to taxation
  3. W

    Saving Android Whatsapp photos to laptop

    If she has a Gmail account, use the Google photos app, then she can back all phtotis up to the closing automatically. The photos app then has an option to delete all photos already backed up and still in the phone, from the phones memory. No need to faff about transferring stuff to a laptop...
  4. W

    Replacing an 11 year old gas boiler

    Just saw that and something worth considering when upgrading any heating or insulation in your house. Electric Ireland give you credit against your bills whenever you upgrade your heating system, controls it insulation. We got 364 credit from them a few weeks back after we got our walls pumped...
  5. W

    Makeover advice following redundancy

    Not sure if I worded my post poorly or didnt make things clear hence the lack of replies ? Met with investment advisor of my bank the other week, and tbh, was not impressed, a poor sales talk pushing their own products wiith very high fees. Going to credit union on saturday, and will transfer...
  6. W

    Lenght entitled to JSA after redundancy

    Thanks, looks like I'm too late so. Am getting it converted to a stea, but it expires in Feb, meaning I only.get 6 months worth of payment/support for my 20 years of.taxes.
  7. W

    Lenght entitled to JSA after redundancy

    Hi, I was made redundant last May (3rd may), and signed on the day within a few days of this. I was disbarred from any payments for 9 weeks due to my redundancy lump sum. My question is, if I became unemployed on the 4th of may, when does my entitlement to unemployment benefit expire ? As far...
  8. W

    Makeover advice following redundancy

    Hi, Not sure if anyone had seen my update above, would really appreciate some feedback and advice. Have a meeting with bank tomorrow, but I know they are just going to recommend their own investment/savings products. Thanks,
  9. W

    Makeover advice following redundancy

    Profile Age: 46 Spouse’s/Partner's age: 46 Annual gross income from employment or profession: just commencing self employment following redundancy. Yr one aiming for 40k. Annual gross income of spouse: 10k Monthly take-home pay Spouse 800pm Self (via STEA):- 1200pm for next 6 months Hoped...
  10. W

    Makeover advice following redundancy

    Sorry, edited and deleted as I hadn't put in full info, please ignore and I will update later today.
  11. W

    Need financial advisor....

    Hi, I'm also looking for some independent financial advise, due to recent redundancy, and child going to University next year I need unbiased advice on mortgage, lump sum investment, taxation and pension. I'm in the Midleton area as well, so any recommendations would be appreciated
  12. W

    Cork area independent financial advisor for lump sum

    Hi, Recently been made redundant and need some advice on how best to manage a lump sum over the next few years. Low mortgage, and kids nearing college age, so some short term aims and long term aims, but want to get some good non biased I dependent advice and gudance. Would appreciate some...
  13. W

    Db pension from UK employment twenty years ago

    Hi, Looking for some general advixe/ explanation of an old pension I was part of when I worked in London nearly twenty years ago. I am almost 45 so this pension has twenty years left before I can avail of it. With brexit I figured I should probably query it and see how it looks. I got the info...
  14. W

    Demand from debt management company

    Well that's interesting.just got turned down for a small loan from my own bank! Loan would have been approved internally bit because of the icb they had to get approval outside of the branch. They said they would loan it if I used my savings ad collateral! But I said my savings were fir a rainy...
  15. W

    Demand from debt management company

    update I received no further correspndence from cabot after I asked them for a statement of what was owed before I pay it. The last correspondence was last year when they said the woudl get back to me in ten days. I never followed it up after this (in retrospect I should have, as you will see)...
  16. W

    One Big Switch Ireland

    Where did you get the +20% from, I'm on level pay and have never paid that.
  17. W

    Tracking the owner of a private number

    That sounds much more plausable, thanks solair
  18. W

    Tracking the owner of a private number

    No, I'm not incorrect, you are mistake. Hullomail does not interact with the network, it is a software app on the phone which simply answers a call for you and records the end user as a normal digital answering machine does. It has some ice features I that you can manage the recording...
  19. W

    Not on live register but unemployed?

    My wife, who nah been a homemaker for the last 14 years is in a similar position, she is now looking for work, difficult enough with experience but being out of the workfrollorce for that long makes it even harder. No state support, no training, nothing available to her, it's pretty disgusting!
  20. W

    Demand from debt management company

    Hi Bazza, No offence taken, sorry if I was a bit short to anyone in my replies. Anyway, update, I sent cabot an email just over a week ago, asking them for a breakdown of the amount owed, including a statement of the account (amount outstanding, payments made etc), and also an overview of what...
Back
Top