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Thanks Paul, would BOI 4 year fixed at 1.9% not be an option?

Current lender - KBC Outstanding mortgage balance (how much you still owe) - ~€430,000 Approximate current value of your property - €800,000 The date you started your fixed-rate mortgage (month and year) - Feb 2021 How many years you fixed for - 2 years Your current mortgage interest rate -...

Yes, I went variable each time. PTSB rejected me at the outset for not being with current lender for 2 years but I requested a call back from a mortgage manager the 2nd time and he was excellent.

Yes I'd look at Avant's 1.95%. I've heard Avant want 2 years repayment history which I wouldn't have if I was to apply to them prior to the expiry of my KBC 2 year fixed. FI would def be an option too.

I switched a €450k mortgage from BOI > EBS > PTSB > KBC's 2 year fixed late last year / early this year. With KBC exiting, I'm looking at my options now as I obviously don't want to get stuck on BOI's variable rate in 18 months time. My options are: 1. Do nothing and look to switch at the...

You need to talk to a Territory Sales Manager who will manage the application from start to finish. I had a very good experience with them. PM me for contact details.

Absolutely yes they can. Unless you are signing up to a fixed term, I would be very surprised if the Bank don't pull the offer. For multiple switches, the cashback should always be paid to a different account than the one your salary is mandated to as Banks will request confirmation of no...

12 months as confirmed by one of their brokers

Do any of the Banks offer an online switching process? It seems to be all on paper or over the phone.

Would appreciate it if someone could provide me with details of a Solicitor in Galway who has completed the switches. Many thanks.

Can the 4 switch plan be used for a new mortgage? I just received approval from PTSB for €450k / €9k cashback. Should I also apply to EBS and BOI now or will I have to drawdown the mortgage first and then try switch?