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Is the tracker application form part not irrelevant, as it is not a legally binding document?? In one case here a tracker application was not even processed by the EBS. So I don't buy that argument by EBS that you never applied for a tracker. I didn't apply for an SVR either. I only ever applied...

Thank. I will sit tight so.

I've been receiving letters in the post every month for nearly a year now saying the EBS are looking into this and that they are making progress. I'm going to ask for a final response letter so I can make a complaint to the financial ombudsman.

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Hi, Just started reading these posts. I took out a 5 year fixed in 2007 and it has on my loan 'variable base' after. I was never given any other options before or after the fixed ended. As far as I can see from my documents I only ever applied for a fixed rate. So how do I prove a 'variable...