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And yes we are a family as I stated in the title but Revenue dont consider us to be one - there are many different definitions of family out there. For the purposes of a mortgage application I should not be compelled to add someone as a joint applicant if I dont so choose. Further, an adult...

Grateful for some clarity on the single/joint application situation from someone working in the banking / mortgage sector if available.

If I am misunderstanding the difference between a single and joint application then please advise. I understand that a single application can be made with or without dependants but is made by one person and a joint application refers to two incomes being considered and I am not compelled to...

I have two financial dependants so 1250 for me + 250 per child =1750 required per month to be left over each month leaving 1250 to cover mortgage. My partner is not my dependant. 3000 is a conservative monthly net income as it's based on current net income and not based on salary of 55668

How am I committing fraud if I'm not married?

Thanks Apologies, house price of 340000 not mortgage of 340000. Also l was planning on making a single application, not joint so lower disposable income required. Also 280 child allowance to add to net monthly income if necessary.

Hi, looking for advice on how best to plan for house purchase in 2021. 1 full time civil servant - 2021 salary = 55668 if I stay at current grade. Prospect of further promotion this year to 66495 starting so near 70000 in 2021. 3000 net income currently 1 stay at home parent and no prospect...