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Thanks @Housefund123 definitely not what I was hoping to hear and sorry it took so long for you. This is a good price for the house though not much less than anything else in the estate, approx 5K in the difference it's just these houses do not come up often in the area so he really wants to...

Looking for some advice if anyone has any experience with buying a house from a bank. Ex (still living with my hence my interest) had an offer accepted on a house on the 7th of November and paid the deposit that day. He had his banks surveyor out the following week and all was fine, bank...

I never really "lost" my tracker as I took my mortgage on a fixed rate, however when that fixed rate finished, I should have been offered the tracker rate. I don't fully understand this myself and hence why when the tracker "scandal" came out I checked my mortgage paperwork, saw nothing about a...

No I appreciate the response, I thought as much but just wanted to ask and see if I was incorrect. I do appreciate your response so thank you! Now to hope he never wants his name off as I’d lose the tracker ;)

Backstory is I took the mortgage in 2007, in 2008 we split up, one of the issues was financial struggles though it wasn't the only reason. I paid the mortgage on my own, there was approx 6 months between 2008 - 2013 where I could not afford the full mortgage but made part payments. I then went...

Thanks Ciru75, you just made it clear with that last line, I was sure there was a reason and you've hit the nail on the head! Thank you!

Not sure if this is where I should post so apologies if incorrect. I am preparing the Return of Traders Details form for Revenue and I have two types of transactions which I am not sure where they go. 1 - sole trader in Ireland supplying me with a service, they are not vat registered as they...

Thank you SaySomething, that is excellent. I had guessed my redress would have been approx 6-8K so 19K is very unexpected. I logged into their "manage my mortgage" account and it shows the new monthly payment, it is 400€ less than what I was paying. Thanks for your quick response!

Just wondering if anyone can help me understand this as UB haven't been helpful so far! I got the letter last week to state I was part of the tracker mortgage examination, I am very lucky in that they have already lodged an amount into my account as the "redress" I assume. There is a credit...

Thank you SaySomething, appreciate your response! Fingers crossed.

Hi All, I am completely new to all of this tracker mortgage stuff, I didn't pay much heed as I was sure it didn't affect me. However today I received a registered letter from UB to say that my "mortgage subaccount was impacted as you may have not received the benefit of the lowest tracker margin...