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  1. B

    Mortgage exemption

    I did ask. Broker says we can go on a different rate a month after drawdown. I just wanted to get an assurance from experts like yourselves. The Bank is UB
  2. B

    Mortgage exemption

    Thanks. Do you know if after drawdown we can try get on a different rate.
  3. B

    Mortgage exemption

    Ltv is 80%. We needed it on the LTI. We had deposit and are second time buyers. The banks website states the 2 year and 4 year fixed rate is only available to 3.5 LTI customers. We asked could we have the 5 year loyalty fixed rate as there is no mention of LTI rules on this and we are a customer...
  4. B

    Mortgage exemption

    I applied to several banks for a mortgage exemption and was granted it by just one bank. The exemption is only 30000 above what I would be allowed anyway. The bank however will not allow me on any of their low rates fixed etc because they are giving me an exemption. Is this legal? Can I go onto...
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