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  1. M

    Zurich Life Regular Savings

    Hi Clubman, i wouldn't mind if you shared an opinion on the original question please if you dont mind? Thanks
  2. M

    Single trip insurance - USA

    Family of 5 - kids age 15, 13, 11
  3. M

    Zurich Life Regular Savings

    This is the product break down, we would hope to be able to stay in for 5yrs
  4. M

    Zurich Life Regular Savings

    Earlier in the year we opened a Zurich Life investment product with a lump sum of €25K for college fund thru IPF. We setup a regular saver 800/month to it but now i am wondering if its better pause that, with the state of things and just deposit that 800 in the CU and put it in later as further...
  5. M

    Single trip insurance - USA

    I am looking for recommendations please for single trip insurance for family trip to USA in December. I already have free multitrip (EU only) on top of my car insurance, but cost about €140 to upgrade it to incl this US trip. Any tips welcome, looking for all cover incl cancellation, Covid etc...
  6. M

    Key Post I have a tracker managed by Pepper – should I keep it or switch lender?

    Moderator's note: If your mortgage is with Pepper, you do not have the option of fixing your rate (unless you switch to another lender and give up your tracker). However, in December 2022 Pepper said that it would allow some of its customers to fix their monthly repayments. (This is not the...
  7. M

    UK Driving License

    I dont get points for traffic offences - now saying that, I have had just two traffic offences in the time since points were introduced (2002)
  8. M

    UK Driving License

    Did any of you take the plunge? I have the form filled out...
  9. M

    Overpay or save

    I think this was my rationalle in using the additional funds for overpay vs saving
  10. M

    Overpay or save

    Thanks for your all your replies, I should clearly have sought advice before taking that step. Savings it is!
  11. M

    Overpay or save

    Age: 45 Spouse’s/Partner's age: 46 Annual gross income from employment or profession: 58000 Annual gross income of spouse: 36000 (4 day week) Monthly take-home pay €5100 Type of employment: Local Government In general are you: (a) spending more than you earn, or (b) saving? Saving Rough...
  12. M

    UK Driving License

    No it is the case, in my case - I can understand the questions i get asked by the words that they use! Thank you, this is helpful, I was not given this info but I didnt specifically ask for that assurance
  13. M

    UK Driving License

    I rang the NDLS at the end of 2018 and asked about exchanging my uk licence for an irish one. The bit that put me off was that, though I've held a uk licence for 21 years, my new irish licence would not reflect that in any way. This is karma... I exchanged my Irish licence for a uk one in 1998...
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