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    AIB AIB failure to advise us of our interest options - entitled to redress?

    Hi Brendan. Fair observation. I have engaged at all times and continue to pay interest plus c 3k per annum The loan period expired and the balance became due . We requested their calculation of the debt , which we have not received, and raised the tracker issue, which they have dismissed - hence...
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    AIB AIB failure to advise us of our interest options - entitled to redress?

    I don’t have the exact wording to hand but that is the essence of what they wrote. We are defending on the basis of entitlement to a tracker and lack of clarity from AIB on their paperwork. This has led to several deferrals by AIB. My main query was on our entitlement to the offer of a tracker...
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    AIB AIB failure to advise us of our interest options - entitled to redress?

    P.s Peemac’s suggestion is very good . Not sure how I can do it but will certainly try Re the Obudsman , I have lodged an appeal but they now tell me they have to do a jurisdiction analysis as they cannot adjudicate where there is a legal dispute . AIB have lodged legal proceedings for default...
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    AIB AIB failure to advise us of our interest options - entitled to redress?

    Yes . Then they just defaulted to the SVR They did not write to us . No we did not take it up with them at the time as we did not realise the significance of not hearing from them. In rejecting our claim , they recently acknowledged that they did not write to us and apologised 'for any...
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    AIB AIB failure to advise us of our interest options - entitled to redress?

    Our AIB loan approval letter stated : ‘ you will be advised of your interest rate options before 03/04/2007 and interest instruction will be required prior to that date ‘. They failed to advise us . We would have chosen a tracker it we knew it was an option . Are we entitled to redress ? AIB...
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